There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Lakhtar branch in Surendranagar, Lakhtar, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Surendranagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0SNR009. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Surendranagar District Cooperative Bank Ltd Lakhtar, Surendranagar
Here are the key points that are associated with the IFSC Code GSCB0SNR009 of The Gujarat State Cooperative Bank Limited for its branch located in Surendranagar, within the district of Lakhtar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0SNR009 |
| Branch | The Surendranagar District Cooperative Bank Ltd Lakhtar |
| City | Surendranagar |
| District | Lakhtar |
| State | Gujarat |
| Address | Nr. Juna Darbargadh Lakhtar 382775 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Surendranagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0SNR009 for the The Surendranagar District Cooperative Bank Ltd Lakhtar branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Surendranagar District Cooperative Bank Ltd Lakhtar, Surendranagar, Gujarat, are given a unique IFSC like GSCB0SNR009 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surendranagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Surendranagar and Lakhtar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Lakhtar goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code GSCB0SNR009
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Surendranagar District Cooperative Bank Ltd Lakhtar in Surendranagar.
For example, the IFSC Code GSCB0SNR009 of The Gujarat State Cooperative Bank Limited for the The Surendranagar District Cooperative Bank Ltd Lakhtar branch includes these elements, identifying the bank and the branch location in Surendranagar and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0SNR009 of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Lakhtar branch located in Surendranagar, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Surendranagar and Lakhtar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Surendranagar District Cooperative Bank Ltd Lakhtar or Surendranagar to get the exact IFSC Code GSCB0SNR009.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Surendranagar, then it will provide you proper information.
How to Use IFSC Code GSCB0SNR009 for Online Transfers?
Once you have the IFSC Code GSCB0SNR009 for the The Surendranagar District Cooperative Bank Ltd Lakhtar branch of The Gujarat State Cooperative Bank Limited in Surendranagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0SNR009. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0SNR009.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Lakhtar in Surendranagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Lakhtar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surendranagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0SNR009.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nr. Juna Darbargadh Lakhtar 382775 located in Surendranagar, Lakhtar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.