Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Surendranagar District Central Co-Op. Bank Ltd branch in Surendranagar, Surendranagar, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0SNR001. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Surendranagar District Central Co-Op. Bank Ltd, Surendranagar

Here are the main details that are associated with the IFSC Code GSCB0SNR001 of The Gujarat State Cooperative Bank Limited for its branch located in Surendranagar, within the district of Surendranagar in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0SNR001
Branch Surendranagar District Central Co-Op. Bank Ltd
City Surendranagar
District Surendranagar
State Gujarat
Address Surendranagar District Central Co-Op. Bank Ltd., Sahkar Bhavan . M.G.Road.Surendranagar

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Surendranagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0SNR001 for the Surendranagar District Central Co-Op. Bank Ltd branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Surendranagar District Central Co-Op. Bank Ltd, Surendranagar, Gujarat, is provided a unique IFSC like GSCB0SNR001 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Surendranagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surendranagar and Surendranagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Surendranagar District Central Co-Op. Bank Ltd do not get misguided to another person.

Format of the IFSC Code GSCB0SNR001

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Surendranagar District Central Co-Op. Bank Ltd in Surendranagar.

For example, the IFSC Code GSCB0SNR001 of The Gujarat State Cooperative Bank Limited for the Surendranagar District Central Co-Op. Bank Ltd branch has these elements, identifying the bank and the branch location in Surendranagar and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0SNR001 of The Gujarat State Cooperative Bank Limited for its Surendranagar District Central Co-Op. Bank Ltd branch located in Surendranagar, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Surendranagar and Surendranagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Surendranagar District Central Co-Op. Bank Ltd or Surendranagar to get the exact IFSC Code GSCB0SNR001.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Surendranagar, you'll get the correct details.

How to Use IFSC Code GSCB0SNR001 for Online Transfers?

Once you have the IFSC Code GSCB0SNR001 for the Surendranagar District Central Co-Op. Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Surendranagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0SNR001. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0SNR001.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Surendranagar District Central Co-Op. Bank Ltd in Surendranagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Surendranagar District Central Co-Op. Bank Ltd, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surendranagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Surendranagar District Central Co-Op. Bank Ltd, Surendranagar?

The IFSC Code is GSCB0SNR001.

Is the IFSC Code GSCB0SNR001 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Surendranagar District Central Co-Op. Bank Ltd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Surendranagar District Central Co-Op. Bank Ltd branch?

The address of the branch is Surendranagar District Central Co-Op. Bank Ltd., Sahkar Bhavan . M.G.Road.Surendranagar located in Surendranagar, Surendranagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.