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IFSC Code of The Gujarat State Cooperative Bank Limited, The Financial Co-Oprative Bank Ltd Head Office, Surat, Gujarat — GSCB0FINCO2

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Financial Co-Oprative Bank Ltd Head Office branch in Surat, Surat, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0FINCO2. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Financial Co-Oprative Bank Ltd Head Office, Surat

Here are the main details that are associated with the IFSC Code GSCB0FINCO2 of The Gujarat State Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0FINCO2
Branch The Financial Co-Oprative Bank Ltd Head Office
City Surat
District Surat
State Gujarat
Address Shop No-3044-47, 3Rd Floor, Abhishek Market, Near Mahavir Market, Ring Road, Surat-395002

These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0FINCO2 for the The Financial Co-Oprative Bank Ltd Head Office branch of The Gujarat State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0FINCO2 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Financial Co-Oprative Bank Ltd Head Office, Surat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Financial Co-Oprative Bank Ltd Head Office doesn't end up at another location.

Format of the IFSC Code GSCB0FINCO2

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Financial Co-Oprative Bank Ltd Head Office in Surat.

For example, the IFSC Code GSCB0FINCO2 of The Gujarat State Cooperative Bank Limited for the The Financial Co-Oprative Bank Ltd Head Office branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0FINCO2 of The Gujarat State Cooperative Bank Limited for its The Financial Co-Oprative Bank Ltd Head Office branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Financial Co-Oprative Bank Ltd Head Office or Surat to get the exact IFSC Code GSCB0FINCO2.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code GSCB0FINCO2 for Online Transfers?

Once you have the IFSC Code GSCB0FINCO2 for the The Financial Co-Oprative Bank Ltd Head Office branch of The Gujarat State Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0FINCO2. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0FINCO2.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Financial Co-Oprative Bank Ltd Head Office in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Financial Co-Oprative Bank Ltd Head Office, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited The Financial Co-Oprative Bank Ltd Head Office Surat?

The IFSC Code of the The Financial Co-Oprative Bank Ltd Head Office Surat branch is GSCB0FINCO2.

Is IFSC Code GSCB0FINCO2 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Gujarat State Cooperative Bank Limited The Financial Co-Oprative Bank Ltd Head Office branch?

The branch is located at Shop No-3044-47, 3Rd Floor, Abhishek Market, Near Mahavir Market, Ring Road, Surat-395002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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