Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Ahmedabd District Co Op Bank Ltd Sitapur branch in Sitapur, Sitapur, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Sitapur or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0ADC028. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Sitapur, Sitapur

Here are the main details that are associated with the IFSC Code GSCB0ADC028 of The Gujarat State Cooperative Bank Limited for its branch located in Sitapur, within the district of Sitapur in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0ADC028
Branch Ahmedabd District Co Op Bank Ltd Sitapur
City Sitapur
District Sitapur
State Gujarat
Address Main Bazar Road

These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Sitapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0ADC028 for the Ahmedabd District Co Op Bank Ltd Sitapur branch of The Gujarat State Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in Ahmedabd District Co Op Bank Ltd Sitapur, Sitapur, Gujarat, are given a unique IFSC like GSCB0ADC028 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sitapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sitapur and Sitapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in Ahmedabd District Co Op Bank Ltd Sitapur goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code GSCB0ADC028

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ahmedabd District Co Op Bank Ltd Sitapur in Sitapur.

For example, the IFSC Code GSCB0ADC028 of The Gujarat State Cooperative Bank Limited for the Ahmedabd District Co Op Bank Ltd Sitapur branch includes these elements, identifying the bank and the branch location in Sitapur and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0ADC028 of The Gujarat State Cooperative Bank Limited for its Ahmedabd District Co Op Bank Ltd Sitapur branch located in Sitapur, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Sitapur and Sitapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Ahmedabd District Co Op Bank Ltd Sitapur or Sitapur to get the exact IFSC Code GSCB0ADC028.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Sitapur, you'll get the correct details.

How to Use IFSC Code GSCB0ADC028 for Online Transfers?

Once you have the IFSC Code GSCB0ADC028 for the Ahmedabd District Co Op Bank Ltd Sitapur branch of The Gujarat State Cooperative Bank Limited in Sitapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0ADC028. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0ADC028.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Sitapur in Sitapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in Ahmedabd District Co Op Bank Ltd Sitapur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sitapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Ahmedabd District Co Op Bank Ltd Sitapur, Sitapur?

The IFSC Code is GSCB0ADC028.

Is the IFSC Code GSCB0ADC028 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Sitapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ahmedabd District Co Op Bank Ltd Sitapur branch?

The address of the branch is Main Bazar Road located in Sitapur, Sitapur, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.