The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Coop. Bank Ltd. Vimalnagar branch in Rajkot, Vimalnagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0RJT116. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shri Rajkot District Coop. Bank Ltd. Vimalnagar, Rajkot

Here are the main details that are associated with the IFSC Code GSCB0RJT116 of The Gujarat State Cooperative Bank Limited for its branch located in Rajkot, within the district of Vimalnagar in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0RJT116
Branch Shri Rajkot District Coop. Bank Ltd. Vimalnagar
City Rajkot
District Vimalnagar
State Gujarat
Address Shri Vimalnagar S.S.M.Ltd. S Hosue, Vimalnagar

These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0RJT116 for the Shri Rajkot District Coop. Bank Ltd. Vimalnagar branch of The Gujarat State Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Shri Rajkot District Coop. Bank Ltd. Vimalnagar, Rajkot, Gujarat, is provided with a unique IFSC like GSCB0RJT116 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rajkot and Vimalnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Vimalnagar do not get mixed with another location.

Format of the IFSC Code GSCB0RJT116

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Rajkot District Coop. Bank Ltd. Vimalnagar in Rajkot.

For example, the IFSC Code GSCB0RJT116 of The Gujarat State Cooperative Bank Limited for the Shri Rajkot District Coop. Bank Ltd. Vimalnagar branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0RJT116 of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Coop. Bank Ltd. Vimalnagar branch located in Rajkot, the following methods can help:

Cheque Book

The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Rajkot and Vimalnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for Shri Rajkot District Coop. Bank Ltd. Vimalnagar or Rajkot to get the exact IFSC Code GSCB0RJT116.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Rajkot that will provide accurate information.

How to Use IFSC Code GSCB0RJT116 for Online Transfers?

Once you have the IFSC Code GSCB0RJT116 for the Shri Rajkot District Coop. Bank Ltd. Vimalnagar branch of The Gujarat State Cooperative Bank Limited in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0RJT116. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0RJT116.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Vimalnagar in Rajkot may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Vimalnagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Vimalnagar, Rajkot?

The IFSC Code is GSCB0RJT116.

Is the IFSC Code GSCB0RJT116 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Vimalnagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shri Rajkot District Coop. Bank Ltd. Vimalnagar branch?

The address of the branch is Shri Vimalnagar S.S.M.Ltd. S Hosue, Vimalnagar located in Rajkot, Vimalnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.