Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Coop. Bank Ltd. Kherdi branch in Rajkot, Kherdi, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0RJT169. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shri Rajkot District Coop. Bank Ltd. Kherdi, Rajkot

The table below shows the main details of the IFSC Code GSCB0RJT169 for the The Gujarat State Cooperative Bank Limited branch in Rajkot, which falls under the Kherdi district in Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0RJT169
Branch Shri Rajkot District Coop. Bank Ltd. Kherdi
City Rajkot
District Kherdi
State Gujarat
Address Shri Kherdi Sevadayi S.S.M.Ltd. S House,Via Bhaktinagar,Kherdi

These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Rajkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0RJT169 for the Shri Rajkot District Coop. Bank Ltd. Kherdi branch of The Gujarat State Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Shri Rajkot District Coop. Bank Ltd. Kherdi, Rajkot, Gujarat, is provided a unique IFSC like GSCB0RJT169 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Rajkot.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajkot and Kherdi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Kherdi do not get misguided to another person.

Format of the IFSC Code GSCB0RJT169

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shri Rajkot District Coop. Bank Ltd. Kherdi in Rajkot.

For example, the IFSC Code GSCB0RJT169 of The Gujarat State Cooperative Bank Limited for the Shri Rajkot District Coop. Bank Ltd. Kherdi branch has these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0RJT169 of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Coop. Bank Ltd. Kherdi branch located in Rajkot, the following methods can help:

Cheque Book

The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Rajkot and Kherdi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for Shri Rajkot District Coop. Bank Ltd. Kherdi or Rajkot to get the exact IFSC Code GSCB0RJT169.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Rajkot that will provide accurate information.

How to Use IFSC Code GSCB0RJT169 for Online Transfers?

Once you have the IFSC Code GSCB0RJT169 for the Shri Rajkot District Coop. Bank Ltd. Kherdi branch of The Gujarat State Cooperative Bank Limited in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0RJT169. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0RJT169.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Kherdi in Rajkot may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Kherdi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajkot to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Kherdi, Rajkot?

The IFSC Code is GSCB0RJT169.

Is the IFSC Code GSCB0RJT169 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Kherdi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shri Rajkot District Coop. Bank Ltd. Kherdi branch?

The address of the branch is Shri Kherdi Sevadayi S.S.M.Ltd. S House,Via Bhaktinagar,Kherdi located in Rajkot, Kherdi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.