There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Co-Op. Bank Ltd. Atkot branch in Rajkot, Atkot, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Rajkot or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0RJT045. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shri Rajkot District Co-Op. Bank Ltd. Atkot, Rajkot

Here are the key points that are associated with the IFSC Code GSCB0RJT045 of The Gujarat State Cooperative Bank Limited for its branch located in Rajkot, within the district of Atkot in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0RJT045
Branch Shri Rajkot District Co-Op. Bank Ltd. Atkot
City Rajkot
District Atkot
State Gujarat
Address Atkot

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Rajkot for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0RJT045 for the Shri Rajkot District Co-Op. Bank Ltd. Atkot branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Shri Rajkot District Co-Op. Bank Ltd. Atkot, Rajkot, Gujarat, is provided a unique IFSC like GSCB0RJT045 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Rajkot.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajkot and Atkot.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Shri Rajkot District Co-Op. Bank Ltd. Atkot do not get misguided to another person.

Format of the IFSC Code GSCB0RJT045

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Rajkot District Co-Op. Bank Ltd. Atkot in Rajkot.

For example, the IFSC Code GSCB0RJT045 of The Gujarat State Cooperative Bank Limited for the Shri Rajkot District Co-Op. Bank Ltd. Atkot branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0RJT045 of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Co-Op. Bank Ltd. Atkot branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Rajkot and Atkot, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Shri Rajkot District Co-Op. Bank Ltd. Atkot or Rajkot to get the exact IFSC Code GSCB0RJT045.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Rajkot, you'll get the correct details.

How to Use IFSC Code GSCB0RJT045 for Online Transfers?

If you have the IFSC Code GSCB0RJT045 for the Shri Rajkot District Co-Op. Bank Ltd. Atkot branch of The Gujarat State Cooperative Bank Limited in Rajkot, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0RJT045. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0RJT045.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Atkot in Rajkot, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Co-Op. Bank Ltd. Atkot, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajkot manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Co-Op. Bank Ltd. Atkot, Rajkot?

The IFSC Code is GSCB0RJT045.

Is the IFSC Code GSCB0RJT045 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Atkot?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shri Rajkot District Co-Op. Bank Ltd. Atkot branch?

The address of the branch is Atkot located in Rajkot, Atkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.