The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shree Morbi Nagarik Sahakari Bank Ltd branch in Rajkot, Morvi, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0USMNBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shree Morbi Nagarik Sahakari Bank Ltd, Rajkot

Here are the key points that are associated with the IFSC Code GSCB0USMNBL of The Gujarat State Cooperative Bank Limited for its branch located in Rajkot, within the district of Morvi in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0USMNBL
Branch Shree Morbi Nagarik Sahakari Bank Ltd
City Rajkot
District Morvi
State Gujarat
Address Shree Morbi Nagarik Sahakari Bank Ltd.,Opp.Lohana Vidhyarthi Bhavan,Vasant Plot,Morbi-363641

These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0USMNBL for the Shree Morbi Nagarik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Shree Morbi Nagarik Sahakari Bank Ltd, Rajkot, Gujarat, is provided a unique IFSC like GSCB0USMNBL so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Rajkot.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajkot and Morvi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Shree Morbi Nagarik Sahakari Bank Ltd do not get misguided to another person.

Format of the IFSC Code GSCB0USMNBL

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shree Morbi Nagarik Sahakari Bank Ltd in Rajkot.

For example, the IFSC Code GSCB0USMNBL of The Gujarat State Cooperative Bank Limited for the Shree Morbi Nagarik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are looking for the IFSC Code GSCB0USMNBL of The Gujarat State Cooperative Bank Limited for its Shree Morbi Nagarik Sahakari Bank Ltd branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Rajkot and Morvi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for Shree Morbi Nagarik Sahakari Bank Ltd or Rajkot to get the exact IFSC Code GSCB0USMNBL.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Rajkot, then it will provide you proper information.

How to Use IFSC Code GSCB0USMNBL for Online Transfers?

Once you have the IFSC Code GSCB0USMNBL for the Shree Morbi Nagarik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0USMNBL. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USMNBL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Shree Morbi Nagarik Sahakari Bank Ltd in Rajkot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Shree Morbi Nagarik Sahakari Bank Ltd, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajkot manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Shree Morbi Nagarik Sahakari Bank Ltd, Rajkot?

The IFSC Code is GSCB0USMNBL.

Is the IFSC Code GSCB0USMNBL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Shree Morbi Nagarik Sahakari Bank Ltd?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shree Morbi Nagarik Sahakari Bank Ltd branch?

The address of the branch is Shree Morbi Nagarik Sahakari Bank Ltd.,Opp.Lohana Vidhyarthi Bhavan,Vasant Plot,Morbi-363641 located in Rajkot, Morvi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.