There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Ranavav branch in Porbandar, Ranavav, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Porbandar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0JND014. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Junagadh Jilla Sahakari Bank Ltd Ranavav, Porbandar
Below in the table are the key details related to IFSC Code GSCB0JND014 of The Gujarat State Cooperative Bank Limited for its branch located in Porbandar, within the district of Ranavav in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0JND014 |
| Branch | The Junagadh Jilla Sahakari Bank Ltd Ranavav |
| City | Porbandar |
| District | Ranavav |
| State | Gujarat |
| Address | Opp.Iadgah, Taluka Panchayat Road, Ranavav 362550 |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Porbandar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0JND014 for the The Junagadh Jilla Sahakari Bank Ltd Ranavav branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Junagadh Jilla Sahakari Bank Ltd Ranavav, Porbandar, Gujarat, is provided with a unique IFSC like GSCB0JND014 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Porbandar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Porbandar and Ranavav.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Ranavav do not get mixed with another location.
Format of the IFSC Code GSCB0JND014
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Junagadh Jilla Sahakari Bank Ltd Ranavav in Porbandar.
For example, the IFSC Code GSCB0JND014 of The Gujarat State Cooperative Bank Limited for the The Junagadh Jilla Sahakari Bank Ltd Ranavav branch has these elements, identifying the bank and the branch location in Porbandar and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0JND014 of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Ranavav branch located in Porbandar, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Porbandar and Ranavav, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Junagadh Jilla Sahakari Bank Ltd Ranavav or Porbandar to get the exact IFSC Code GSCB0JND014.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Porbandar, then it will provide you proper information.
How to Use IFSC Code GSCB0JND014 for Online Transfers?
Once you have the IFSC Code GSCB0JND014 for the The Junagadh Jilla Sahakari Bank Ltd Ranavav branch of The Gujarat State Cooperative Bank Limited in Porbandar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0JND014. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0JND014.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Junagadh Jilla Sahakari Bank Ltd Ranavav in Porbandar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Ranavav, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Porbandar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0JND014.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp.Iadgah, Taluka Panchayat Road, Ranavav 362550 located in Porbandar, Ranavav, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.