The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Mehsana Dist Central Co Op Bank Ltd Shankheshwar branch in Patan, Shankheshwar, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Patan or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0MSN048. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Mehsana Dist Central Co Op Bank Ltd Shankheshwar, Patan
Here are some of the key details that come with the IFSC Code GSCB0MSN048 of The Gujarat State Cooperative Bank Limited for its branch located in Patan, within the district of Shankheshwar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0MSN048 |
| Branch | The Mehsana Dist Central Co Op Bank Ltd Shankheshwar |
| City | Patan |
| District | Shankheshwar |
| State | Gujarat |
| Address | At And Post Shankheshwar Bazar Ta Sami Dist Patan 384246 |
These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Patan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0MSN048 for the The Mehsana Dist Central Co Op Bank Ltd Shankheshwar branch of The Gujarat State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Mehsana Dist Central Co Op Bank Ltd Shankheshwar, Patan, Gujarat, are given a unique IFSC like GSCB0MSN048 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Patan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Patan and Shankheshwar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Shankheshwar goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code GSCB0MSN048
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Mehsana Dist Central Co Op Bank Ltd Shankheshwar in Patan.
For example, the IFSC Code GSCB0MSN048 of The Gujarat State Cooperative Bank Limited for the The Mehsana Dist Central Co Op Bank Ltd Shankheshwar branch has these elements, identifying the bank and the branch location in Patan and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0MSN048 of The Gujarat State Cooperative Bank Limited for its The Mehsana Dist Central Co Op Bank Ltd Shankheshwar branch located in Patan, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Patan and Shankheshwar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Mehsana Dist Central Co Op Bank Ltd Shankheshwar or Patan to get the exact IFSC Code GSCB0MSN048.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Patan, you'll get the correct details.
How to Use IFSC Code GSCB0MSN048 for Online Transfers?
Once you have the IFSC Code GSCB0MSN048 for the The Mehsana Dist Central Co Op Bank Ltd Shankheshwar branch of The Gujarat State Cooperative Bank Limited in Patan, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0MSN048. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0MSN048.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Shankheshwar in Patan may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Shankheshwar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Patan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0MSN048.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At And Post Shankheshwar Bazar Ta Sami Dist Patan 384246 located in Patan, Shankheshwar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.