There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Chanasma Nagarik Sahakari Bank Ltd branch in Patan, Chanasma, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Patan or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0UCHANA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Chanasma Nagarik Sahakari Bank Ltd, Patan

The table below shows the main details of the IFSC Code GSCB0UCHANA for the The Gujarat State Cooperative Bank Limited branch in Patan, which falls under the Chanasma district in Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0UCHANA
Branch The Chanasma Nagarik Sahakari Bank Ltd
City Patan
District Chanasma
State Gujarat
Address The Chanasma Nagarik Sahakari Bank Ltd.Kacheri Road, Chanasma-384220 Dist.Patan

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Patan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0UCHANA for the The Chanasma Nagarik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Chanasma Nagarik Sahakari Bank Ltd, Patan, Gujarat, is provided a unique IFSC like GSCB0UCHANA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Patan.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Patan and Chanasma.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Chanasma Nagarik Sahakari Bank Ltd do not get misguided to another person.

Format of the IFSC Code GSCB0UCHANA

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Chanasma Nagarik Sahakari Bank Ltd in Patan.

For example, the IFSC Code GSCB0UCHANA of The Gujarat State Cooperative Bank Limited for the The Chanasma Nagarik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Patan and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0UCHANA of The Gujarat State Cooperative Bank Limited for its The Chanasma Nagarik Sahakari Bank Ltd branch located in Patan, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Patan and Chanasma, print them on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Chanasma Nagarik Sahakari Bank Ltd or Patan to get the exact IFSC Code GSCB0UCHANA.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Patan, you'll get the correct details.

How to Use IFSC Code GSCB0UCHANA for Online Transfers?

Once you have the IFSC Code GSCB0UCHANA for the The Chanasma Nagarik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Patan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0UCHANA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UCHANA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Chanasma Nagarik Sahakari Bank Ltd in Patan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Chanasma Nagarik Sahakari Bank Ltd, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Patan manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Chanasma Nagarik Sahakari Bank Ltd, Patan?

The IFSC Code is GSCB0UCHANA.

Is the IFSC Code GSCB0UCHANA permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Chanasma Nagarik Sahakari Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Chanasma Nagarik Sahakari Bank Ltd branch?

The address of the branch is The Chanasma Nagarik Sahakari Bank Ltd.Kacheri Road, Chanasma-384220 Dist.Patan located in Patan, Chanasma, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.