Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Kalol Urban Coop Bank Ltd branch in Panchmahals, Kalol, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Panchmahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UKALOL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Kalol Urban Coop Bank Ltd, Panchmahals
The table below shows the main details of the IFSC Code GSCB0UKALOL for the The Gujarat State Cooperative Bank Limited branch in Panchmahals, which falls under the Kalol district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UKALOL |
| Branch | The Kalol Urban Coop Bank Ltd |
| City | Panchmahals |
| District | Kalol |
| State | Gujarat |
| Address | The Kalol Urban Coop Bank Ltd., Gohya Bazar,Bank Building Coop Memorial Hall,Kalol-389330 Dist.Panchmahal |
These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Panchmahals for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UKALOL for the The Kalol Urban Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Kalol Urban Coop Bank Ltd, Panchmahals, Gujarat, are given a unique IFSC like GSCB0UKALOL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Panchmahals.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Panchmahals and Kalol.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in The Kalol Urban Coop Bank Ltd goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code GSCB0UKALOL
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Kalol Urban Coop Bank Ltd in Panchmahals.
For example, the IFSC Code GSCB0UKALOL of The Gujarat State Cooperative Bank Limited for the The Kalol Urban Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Panchmahals and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0UKALOL of The Gujarat State Cooperative Bank Limited for its The Kalol Urban Coop Bank Ltd branch located in Panchmahals, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Panchmahals and Kalol, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Kalol Urban Coop Bank Ltd or Panchmahals to find the exact IFSC Code GSCB0UKALOL.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Panchmahals will provide accurate information.
How to Use IFSC Code GSCB0UKALOL for Online Transfers?
Once you have the IFSC Code GSCB0UKALOL for the The Kalol Urban Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Panchmahals, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0UKALOL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UKALOL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Kalol Urban Coop Bank Ltd in Panchmahals may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Kalol Urban Coop Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Panchmahals manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0UKALOL.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is The Kalol Urban Coop Bank Ltd., Gohya Bazar,Bank Building Coop Memorial Hall,Kalol-389330 Dist.Panchmahal located in Panchmahals, Kalol, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.