Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra branch in Panchmahal, Gandhi Chowk Godhra, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Panchmahal or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0PDC055. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra, Panchmahal

Here are some of the key details that come with the IFSC Code GSCB0PDC055 of The Gujarat State Cooperative Bank Limited for its branch located in Panchmahal, within the district of Gandhi Chowk Godhra in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0PDC055
Branch The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra
City Panchmahal
District Gandhi Chowk Godhra
State Gujarat
Address Gandhi Chowk Civil Lines Road Godhra 389001 Dist Panchmahal

These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Panchmahal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0PDC055 for the The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra branch of The Gujarat State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra, Panchmahal, Gujarat, are allotted a unique IFSC like GSCB0PDC055 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Panchmahal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Panchmahal and Gandhi Chowk Godhra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code GSCB0PDC055

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra in Panchmahal.

For example, the IFSC Code GSCB0PDC055 of The Gujarat State Cooperative Bank Limited for the The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra branch has these elements, identifying the bank and the branch location in Panchmahal and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0PDC055 of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra branch located in Panchmahal, the following methods can help:

Cheque Book

The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Panchmahal and Gandhi Chowk Godhra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra or Panchmahal to get the exact IFSC Code GSCB0PDC055.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Panchmahal that will provide accurate information.

How to Use IFSC Code GSCB0PDC055 for Online Transfers?

Once you have the IFSC Code GSCB0PDC055 for the The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra branch of The Gujarat State Cooperative Bank Limited in Panchmahal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0PDC055. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0PDC055.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra in Panchmahal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Panchmahal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra, Panchmahal?

The IFSC Code is GSCB0PDC055.

Is the IFSC Code GSCB0PDC055 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Panchmahal District Co Op Bank Ltd Gandhi Chowk Godhra branch?

The address of the branch is Gandhi Chowk Civil Lines Road Godhra 389001 Dist Panchmahal located in Panchmahal, Gandhi Chowk Godhra, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.