The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd branch in Panchmahal, Ghoghumba, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Panchmahal or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UGVNBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd, Panchmahal

Here are the main details that are associated with the IFSC Code GSCB0UGVNBL of The Gujarat State Cooperative Bank Limited for its branch located in Panchmahal, within the district of Ghoghumba in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0UGVNBL
Branch The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd
City Panchmahal
District Ghoghumba
State Gujarat
Address The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd.,Ta.Ghoghamba-389365, Dist.Panchmahal

These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Panchmahal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UGVNBL for the The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0UGVNBL is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd, Panchmahal, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Panchmahal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Panchmahal and Ghoghumba.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd doesn't end up at another location.

Format of the IFSC Code GSCB0UGVNBL

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd in Panchmahal.

For example, the IFSC Code GSCB0UGVNBL of The Gujarat State Cooperative Bank Limited for the The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Panchmahal and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0UGVNBL of The Gujarat State Cooperative Bank Limited for its The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd branch located in Panchmahal, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Panchmahal and Ghoghumba, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd or Panchmahal to find the exact IFSC Code GSCB0UGVNBL.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Panchmahal will provide accurate information.

How to Use IFSC Code GSCB0UGVNBL for Online Transfers?

Once you have the IFSC Code GSCB0UGVNBL for the The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Panchmahal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0UGVNBL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UGVNBL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd in Panchmahal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Panchmahal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd, Panchmahal?

The IFSC Code is GSCB0UGVNBL.

Is the IFSC Code GSCB0UGVNBL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd branch?

The address of the branch is The Ghoghamba Vibhag Nagrik Sahakari Bank Ltd.,Ta.Ghoghamba-389365, Dist.Panchmahal located in Panchmahal, Ghoghumba, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.