There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Panchmahal District Co-Op. Bank Ltd. branch in Panchmahal, Godhra, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Panchmahal or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0PDC001. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Panchmahal District Co-Op. Bank Ltd., Panchmahal
Here are the main details that are associated with the IFSC Code GSCB0PDC001 of The Gujarat State Cooperative Bank Limited for its branch located in Panchmahal, within the district of Godhra in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0PDC001 |
| Branch | Panchmahal District Co-Op. Bank Ltd. |
| City | Panchmahal |
| District | Godhra |
| State | Gujarat |
| Address | Panchmahal District Co-Op. Bank Ltd., Prabha Road, Godhra -389001 |
These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Panchmahal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0PDC001 for the Panchmahal District Co-Op. Bank Ltd. branch of The Gujarat State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in Panchmahal District Co-Op. Bank Ltd., Panchmahal, Gujarat, are allotted a unique IFSC like GSCB0PDC001 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Panchmahal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Panchmahal and Godhra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in Panchmahal District Co-Op. Bank Ltd. reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0PDC001
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panchmahal District Co-Op. Bank Ltd. in Panchmahal.
For example, the IFSC Code GSCB0PDC001 of The Gujarat State Cooperative Bank Limited for the Panchmahal District Co-Op. Bank Ltd. branch includes these elements, identifying the bank and the branch location in Panchmahal and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0PDC001 of The Gujarat State Cooperative Bank Limited for its Panchmahal District Co-Op. Bank Ltd. branch located in Panchmahal, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Panchmahal and Godhra, print them on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Panchmahal District Co-Op. Bank Ltd. or Panchmahal to get the exact IFSC Code GSCB0PDC001.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Panchmahal, you'll get the correct details.
How to Use IFSC Code GSCB0PDC001 for Online Transfers?
Once you have the IFSC Code GSCB0PDC001 for the Panchmahal District Co-Op. Bank Ltd. branch of The Gujarat State Cooperative Bank Limited in Panchmahal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0PDC001. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0PDC001.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Panchmahal District Co-Op. Bank Ltd. in Panchmahal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Panchmahal District Co-Op. Bank Ltd., here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Panchmahal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0PDC001.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Panchmahal District Co-Op. Bank Ltd., Prabha Road, Godhra -389001 located in Panchmahal, Godhra, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.