For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Ahmedabd District Co Op Bank Ltd Palaj branch in Palaj, Palaj, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Palaj or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0ADC090. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Palaj, Palaj

Here are some of the key details that come with the IFSC Code GSCB0ADC090 of The Gujarat State Cooperative Bank Limited for its branch located in Palaj, within the district of Palaj in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0ADC090
Branch Ahmedabd District Co Op Bank Ltd Palaj
City Palaj
District Palaj
State Gujarat
Address Main Bazar Road

These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Palaj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0ADC090 for the Ahmedabd District Co Op Bank Ltd Palaj branch of The Gujarat State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Ahmedabd District Co Op Bank Ltd Palaj, Palaj, Gujarat, is provided a unique IFSC like GSCB0ADC090 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Palaj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Palaj and Palaj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Ahmedabd District Co Op Bank Ltd Palaj do not get misguided to another person.

Format of the IFSC Code GSCB0ADC090

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ahmedabd District Co Op Bank Ltd Palaj in Palaj.

For example, the IFSC Code GSCB0ADC090 of The Gujarat State Cooperative Bank Limited for the Ahmedabd District Co Op Bank Ltd Palaj branch includes these elements, identifying the bank and the branch location in Palaj and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0ADC090 of The Gujarat State Cooperative Bank Limited for its Ahmedabd District Co Op Bank Ltd Palaj branch located in Palaj, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Palaj and Palaj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for Ahmedabd District Co Op Bank Ltd Palaj or Palaj to find the exact IFSC Code GSCB0ADC090.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Palaj will provide accurate information.

How to Use IFSC Code GSCB0ADC090 for Online Transfers?

Once you have the IFSC Code GSCB0ADC090 for the Ahmedabd District Co Op Bank Ltd Palaj branch of The Gujarat State Cooperative Bank Limited in Palaj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0ADC090. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0ADC090.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Palaj in Palaj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Ahmedabd District Co Op Bank Ltd Palaj, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Palaj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Ahmedabd District Co Op Bank Ltd Palaj, Palaj?

The IFSC Code is GSCB0ADC090.

Is the IFSC Code GSCB0ADC090 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Palaj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ahmedabd District Co Op Bank Ltd Palaj branch?

The address of the branch is Main Bazar Road located in Palaj, Palaj, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.