Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Valsad District Central Co Op Bank Ltd Kharaabrama branch in Navsari, Navsari, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0VDC028. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Valsad District Central Co Op Bank Ltd Kharaabrama, Navsari
Below in the table are the key details related to IFSC Code GSCB0VDC028 of The Gujarat State Cooperative Bank Limited for its branch located in Navsari, within the district of Navsari in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0VDC028 |
| Branch | Valsad District Central Co Op Bank Ltd Kharaabrama |
| City | Navsari |
| District | Navsari |
| State | Gujarat |
| Address | At Post Khara Abrama Kanbiwad Ta Jalalpore Dist Navsari 396406 |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Navsari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0VDC028 for the Valsad District Central Co Op Bank Ltd Kharaabrama branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0VDC028 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in Valsad District Central Co Op Bank Ltd Kharaabrama, Navsari, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Navsari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Navsari and Navsari.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Valsad District Central Co Op Bank Ltd Kharaabrama doesn't end up at another location.
Format of the IFSC Code GSCB0VDC028
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Valsad District Central Co Op Bank Ltd Kharaabrama in Navsari.
For example, the IFSC Code GSCB0VDC028 of The Gujarat State Cooperative Bank Limited for the Valsad District Central Co Op Bank Ltd Kharaabrama branch has these elements, identifying the bank and the branch location in Navsari and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0VDC028 of The Gujarat State Cooperative Bank Limited for its Valsad District Central Co Op Bank Ltd Kharaabrama branch located in Navsari, the following methods can help:
Cheque Book
The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Navsari and Navsari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for Valsad District Central Co Op Bank Ltd Kharaabrama or Navsari to get the exact IFSC Code GSCB0VDC028.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Navsari that will provide accurate information.
How to Use IFSC Code GSCB0VDC028 for Online Transfers?
Once you have the IFSC Code GSCB0VDC028 for the Valsad District Central Co Op Bank Ltd Kharaabrama branch of The Gujarat State Cooperative Bank Limited in Navsari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0VDC028. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0VDC028.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Kharaabrama in Navsari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in Valsad District Central Co Op Bank Ltd Kharaabrama, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Navsari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0VDC028.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Khara Abrama Kanbiwad Ta Jalalpore Dist Navsari 396406 located in Navsari, Navsari, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.