Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Coop. Bank Ltd. Mitana branch in Morbi, Mitana, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Morbi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0RJT184. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shri Rajkot District Coop. Bank Ltd. Mitana, Morbi

Here are some of the key details that come with the IFSC Code GSCB0RJT184 of The Gujarat State Cooperative Bank Limited for its branch located in Morbi, within the district of Mitana in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0RJT184
Branch Shri Rajkot District Coop. Bank Ltd. Mitana
City Morbi
District Mitana
State Gujarat
Address Mitana

These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Morbi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0RJT184 for the Shri Rajkot District Coop. Bank Ltd. Mitana branch of The Gujarat State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Shri Rajkot District Coop. Bank Ltd. Mitana, Morbi, Gujarat, is provided with a unique IFSC like GSCB0RJT184 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Morbi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Morbi and Mitana.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Mitana do not get mixed with another location.

Format of the IFSC Code GSCB0RJT184

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shri Rajkot District Coop. Bank Ltd. Mitana in Morbi.

For example, the IFSC Code GSCB0RJT184 of The Gujarat State Cooperative Bank Limited for the Shri Rajkot District Coop. Bank Ltd. Mitana branch has these elements, identifying the bank and the branch location in Morbi and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0RJT184 of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Coop. Bank Ltd. Mitana branch located in Morbi, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Morbi and Mitana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for Shri Rajkot District Coop. Bank Ltd. Mitana or Morbi to find the exact IFSC Code GSCB0RJT184.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Morbi will provide accurate information.

How to Use IFSC Code GSCB0RJT184 for Online Transfers?

Once you have the IFSC Code GSCB0RJT184 for the Shri Rajkot District Coop. Bank Ltd. Mitana branch of The Gujarat State Cooperative Bank Limited in Morbi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0RJT184. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0RJT184.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Mitana in Morbi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Mitana, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Morbi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Mitana, Morbi?

The IFSC Code is GSCB0RJT184.

Is the IFSC Code GSCB0RJT184 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Mitana?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shri Rajkot District Coop. Bank Ltd. Mitana branch?

The address of the branch is Mitana located in Morbi, Mitana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.