There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road branch in Morbi, Tankara, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Morbi or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0RJT190. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road, Morbi
Here are the main details that are associated with the IFSC Code GSCB0RJT190 of The Gujarat State Cooperative Bank Limited for its branch located in Morbi, within the district of Tankara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0RJT190 |
| Branch | Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road |
| City | Morbi |
| District | Tankara |
| State | Gujarat |
| Address | Lakhdhirgadh Road, Old Chempion Agro, Near Nava Naka, Opp. Dayanand Housing Society, Rajkot Morbi High Way, Tankara |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Morbi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0RJT190 for the Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road, Morbi, Gujarat, are allotted a unique IFSC like GSCB0RJT190 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Morbi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Morbi and Tankara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0RJT190
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road in Morbi.
For example, the IFSC Code GSCB0RJT190 of The Gujarat State Cooperative Bank Limited for the Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road branch includes these elements, identifying the bank and the branch location in Morbi and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0RJT190 of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road branch located in Morbi, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Morbi and Tankara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road or Morbi to find the exact IFSC Code GSCB0RJT190.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Morbi will provide accurate information.
How to Use IFSC Code GSCB0RJT190 for Online Transfers?
Once you have the IFSC Code GSCB0RJT190 for the Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road branch of The Gujarat State Cooperative Bank Limited in Morbi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0RJT190. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0RJT190.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road in Morbi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Coop. Bank Ltd. Lakhdhirgadh Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Morbi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0RJT190.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Lakhdhirgadh Road, Old Chempion Agro, Near Nava Naka, Opp. Dayanand Housing Society, Rajkot Morbi High Way, Tankara located in Morbi, Tankara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.