The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya branch in Morbi, Morbi, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Morbi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0RJT095. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya, Morbi
The table below shows the main details of the IFSC Code GSCB0RJT095 for the The Gujarat State Cooperative Bank Limited branch in Morbi, which falls under the Morbi district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0RJT095 |
| Branch | Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya |
| City | Morbi |
| District | Morbi |
| State | Gujarat |
| Address | Sanala Road, Marketing Yard, Morbi |
These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Morbi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0RJT095 for the Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya branch of The Gujarat State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya, Morbi, Gujarat, is provided with a unique IFSC like GSCB0RJT095 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Morbi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Morbi and Morbi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya do not get mixed with another location.
Format of the IFSC Code GSCB0RJT095
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya in Morbi.
For example, the IFSC Code GSCB0RJT095 of The Gujarat State Cooperative Bank Limited for the Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya branch includes these elements, identifying the bank and the branch location in Morbi and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0RJT095 of The Gujarat State Cooperative Bank Limited for its Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya branch located in Morbi, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Morbi and Morbi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya or Morbi to find the exact IFSC Code GSCB0RJT095.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Morbi will provide accurate information.
How to Use IFSC Code GSCB0RJT095 for Online Transfers?
If you have the IFSC Code GSCB0RJT095 for the Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya branch of The Gujarat State Cooperative Bank Limited in Morbi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0RJT095. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0RJT095.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya in Morbi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in Shri Rajkot District Co-Op. Bank Ltd. Morbi Gramya, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Morbi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0RJT095.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sanala Road, Marketing Yard, Morbi located in Morbi, Morbi, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.