For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Mehsana Dist Central Co Op Bank Ltd Valam branch in Mehsana, Valam, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Mehsana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0MSN047. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Mehsana Dist Central Co Op Bank Ltd Valam, Mehsana
Below in the table are the key details related to IFSC Code GSCB0MSN047 of The Gujarat State Cooperative Bank Limited for its branch located in Mehsana, within the district of Valam in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0MSN047 |
| Branch | The Mehsana Dist Central Co Op Bank Ltd Valam |
| City | Mehsana |
| District | Valam |
| State | Gujarat |
| Address | At And Post Valam Bazar Ta Visnagar Dist Mehsana 384310 |
These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mehsana for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0MSN047 for the The Mehsana Dist Central Co Op Bank Ltd Valam branch of The Gujarat State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Mehsana Dist Central Co Op Bank Ltd Valam, Mehsana, Gujarat, are allotted a unique IFSC like GSCB0MSN047 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mehsana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mehsana and Valam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Valam reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0MSN047
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Mehsana Dist Central Co Op Bank Ltd Valam in Mehsana.
For example, the IFSC Code GSCB0MSN047 of The Gujarat State Cooperative Bank Limited for the The Mehsana Dist Central Co Op Bank Ltd Valam branch has these elements, identifying the bank and the branch location in Mehsana and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0MSN047 of The Gujarat State Cooperative Bank Limited for its The Mehsana Dist Central Co Op Bank Ltd Valam branch located in Mehsana, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Mehsana and Valam, print them on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Mehsana Dist Central Co Op Bank Ltd Valam or Mehsana to get the exact IFSC Code GSCB0MSN047.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Mehsana, you'll get the correct details.
How to Use IFSC Code GSCB0MSN047 for Online Transfers?
Once you have the IFSC Code GSCB0MSN047 for the The Mehsana Dist Central Co Op Bank Ltd Valam branch of The Gujarat State Cooperative Bank Limited in Mehsana, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0MSN047. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0MSN047.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Valam in Mehsana, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Valam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mehsana to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Mehsana Dist Central Co Op Bank Ltd Valam Mehsana branch is GSCB0MSN047.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At And Post Valam Bazar Ta Visnagar Dist Mehsana 384310.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.