There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Mehsana Dist Central Co Op Bank Ltd Jotana branch in Mehsana, Jotana, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Mehsana or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0MSN012. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Mehsana Dist Central Co Op Bank Ltd Jotana, Mehsana
Here are the main details that are associated with the IFSC Code GSCB0MSN012 of The Gujarat State Cooperative Bank Limited for its branch located in Mehsana, within the district of Jotana in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0MSN012 |
| Branch | The Mehsana Dist Central Co Op Bank Ltd Jotana |
| City | Mehsana |
| District | Jotana |
| State | Gujarat |
| Address | At And Post Jotana Bazar Tal Mehsana Dist Mehsana 384421 |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mehsana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0MSN012 for the The Mehsana Dist Central Co Op Bank Ltd Jotana branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Mehsana Dist Central Co Op Bank Ltd Jotana, Mehsana, Gujarat, is provided a unique IFSC like GSCB0MSN012 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Mehsana.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mehsana and Jotana.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Jotana do not get misguided to another person.
Format of the IFSC Code GSCB0MSN012
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Mehsana Dist Central Co Op Bank Ltd Jotana in Mehsana.
For example, the IFSC Code GSCB0MSN012 of The Gujarat State Cooperative Bank Limited for the The Mehsana Dist Central Co Op Bank Ltd Jotana branch has these elements, identifying the bank and the branch location in Mehsana and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0MSN012 of The Gujarat State Cooperative Bank Limited for its The Mehsana Dist Central Co Op Bank Ltd Jotana branch located in Mehsana, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Mehsana and Jotana, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Mehsana Dist Central Co Op Bank Ltd Jotana or Mehsana to get the exact IFSC Code GSCB0MSN012.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Mehsana, then it will provide you proper information.
How to Use IFSC Code GSCB0MSN012 for Online Transfers?
Once you have the IFSC Code GSCB0MSN012 for the The Mehsana Dist Central Co Op Bank Ltd Jotana branch of The Gujarat State Cooperative Bank Limited in Mehsana, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0MSN012. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0MSN012.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Jotana in Mehsana may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Jotana, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mehsana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0MSN012.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At And Post Jotana Bazar Tal Mehsana Dist Mehsana 384421 located in Mehsana, Jotana, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.