Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Mehsana Dist Central Co Op Bank Ltd Gavada branch in Mehsana, Gavada, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Mehsana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0MSN046. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Mehsana Dist Central Co Op Bank Ltd Gavada, Mehsana

Here are the key points that are associated with the IFSC Code GSCB0MSN046 of The Gujarat State Cooperative Bank Limited for its branch located in Mehsana, within the district of Gavada in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0MSN046
Branch The Mehsana Dist Central Co Op Bank Ltd Gavada
City Mehsana
District Gavada
State Gujarat
Address At And Post Gavada Bazar Ta Vijapur Dist Mehsana 382815

These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mehsana for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0MSN046 for the The Mehsana Dist Central Co Op Bank Ltd Gavada branch of The Gujarat State Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0MSN046 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Mehsana Dist Central Co Op Bank Ltd Gavada, Mehsana, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Mehsana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mehsana and Gavada.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Gavada doesn't end up at another location.

Format of the IFSC Code GSCB0MSN046

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Mehsana Dist Central Co Op Bank Ltd Gavada in Mehsana.

For example, the IFSC Code GSCB0MSN046 of The Gujarat State Cooperative Bank Limited for the The Mehsana Dist Central Co Op Bank Ltd Gavada branch includes these elements, identifying the bank and the branch location in Mehsana and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0MSN046 of The Gujarat State Cooperative Bank Limited for its The Mehsana Dist Central Co Op Bank Ltd Gavada branch located in Mehsana, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Mehsana and Gavada, print them on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Mehsana Dist Central Co Op Bank Ltd Gavada or Mehsana to get the exact IFSC Code GSCB0MSN046.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Mehsana, you'll get the correct details.

How to Use IFSC Code GSCB0MSN046 for Online Transfers?

Once you have the IFSC Code GSCB0MSN046 for the The Mehsana Dist Central Co Op Bank Ltd Gavada branch of The Gujarat State Cooperative Bank Limited in Mehsana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0MSN046. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0MSN046.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Gavada in Mehsana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Gavada, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mehsana manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Mehsana Dist Central Co Op Bank Ltd Gavada, Mehsana?

The IFSC Code is GSCB0MSN046.

Is the IFSC Code GSCB0MSN046 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Gavada?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Mehsana Dist Central Co Op Bank Ltd Gavada branch?

The address of the branch is At And Post Gavada Bazar Ta Vijapur Dist Mehsana 382815 located in Mehsana, Gavada, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.