The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Kheralu Nagarik Sahakari Bank Ltd Visnagar branch in Mehsana, Visnagar, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Mehsana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UTKN03. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Kheralu Nagarik Sahakari Bank Ltd Visnagar, Mehsana
Here are the main details that are associated with the IFSC Code GSCB0UTKN03 of The Gujarat State Cooperative Bank Limited for its branch located in Mehsana, within the district of Visnagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UTKN03 |
| Branch | The Kheralu Nagarik Sahakari Bank Ltd Visnagar |
| City | Mehsana |
| District | Visnagar |
| State | Gujarat |
| Address | Gunj Bazar , Visnagar |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mehsana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UTKN03 for the The Kheralu Nagarik Sahakari Bank Ltd Visnagar branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Kheralu Nagarik Sahakari Bank Ltd Visnagar, Mehsana, Gujarat, are allotted a unique IFSC like GSCB0UTKN03 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mehsana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mehsana and Visnagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Kheralu Nagarik Sahakari Bank Ltd Visnagar reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0UTKN03
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Kheralu Nagarik Sahakari Bank Ltd Visnagar in Mehsana.
For example, the IFSC Code GSCB0UTKN03 of The Gujarat State Cooperative Bank Limited for the The Kheralu Nagarik Sahakari Bank Ltd Visnagar branch has these elements, identifying the bank and the branch location in Mehsana and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0UTKN03 of The Gujarat State Cooperative Bank Limited for its The Kheralu Nagarik Sahakari Bank Ltd Visnagar branch located in Mehsana, the following methods can help:
Cheque Book
The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Mehsana and Visnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for The Kheralu Nagarik Sahakari Bank Ltd Visnagar or Mehsana to get the exact IFSC Code GSCB0UTKN03.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Mehsana that will provide accurate information.
How to Use IFSC Code GSCB0UTKN03 for Online Transfers?
If you have the IFSC Code GSCB0UTKN03 for the The Kheralu Nagarik Sahakari Bank Ltd Visnagar branch of The Gujarat State Cooperative Bank Limited in Mehsana, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0UTKN03. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UTKN03.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Kheralu Nagarik Sahakari Bank Ltd Visnagar in Mehsana, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Kheralu Nagarik Sahakari Bank Ltd Visnagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mehsana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Kheralu Nagarik Sahakari Bank Ltd Visnagar Mehsana branch is GSCB0UTKN03.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Gunj Bazar , Visnagar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.