Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Kheralu Nagarik Sahakari Bank Ltd Sundhiya branch in Mehsana, Sundhiya, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Mehsana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UTKN01. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Kheralu Nagarik Sahakari Bank Ltd Sundhiya, Mehsana
Below in the table are the key details related to IFSC Code GSCB0UTKN01 of The Gujarat State Cooperative Bank Limited for its branch located in Mehsana, within the district of Sundhiya in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UTKN01 |
| Branch | The Kheralu Nagarik Sahakari Bank Ltd Sundhiya |
| City | Mehsana |
| District | Sundhiya |
| State | Gujarat |
| Address | Chhelpati, Sundhiya |
These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mehsana for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0UTKN01 for the The Kheralu Nagarik Sahakari Bank Ltd Sundhiya branch of The Gujarat State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Kheralu Nagarik Sahakari Bank Ltd Sundhiya, Mehsana, Gujarat, is provided with a unique IFSC like GSCB0UTKN01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Mehsana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mehsana and Sundhiya.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Kheralu Nagarik Sahakari Bank Ltd Sundhiya do not get mixed with another location.
Format of the IFSC Code GSCB0UTKN01
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Kheralu Nagarik Sahakari Bank Ltd Sundhiya in Mehsana.
For example, the IFSC Code GSCB0UTKN01 of The Gujarat State Cooperative Bank Limited for the The Kheralu Nagarik Sahakari Bank Ltd Sundhiya branch includes these elements, identifying the bank and the branch location in Mehsana and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0UTKN01 of The Gujarat State Cooperative Bank Limited for its The Kheralu Nagarik Sahakari Bank Ltd Sundhiya branch located in Mehsana, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Mehsana and Sundhiya, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Kheralu Nagarik Sahakari Bank Ltd Sundhiya or Mehsana to get the exact IFSC Code GSCB0UTKN01.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Mehsana, you'll get the correct details.
How to Use IFSC Code GSCB0UTKN01 for Online Transfers?
Once you have the IFSC Code GSCB0UTKN01 for the The Kheralu Nagarik Sahakari Bank Ltd Sundhiya branch of The Gujarat State Cooperative Bank Limited in Mehsana, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0UTKN01. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UTKN01.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Kheralu Nagarik Sahakari Bank Ltd Sundhiya in Mehsana, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Kheralu Nagarik Sahakari Bank Ltd Sundhiya, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mehsana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0UTKN01.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chhelpati, Sundhiya located in Mehsana, Sundhiya, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.