The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd.Vardhari branch in Mahisagar, Vardhari, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Mahisagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0PDC020. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd.Vardhari, Mahisagar

The table below shows the main details of the IFSC Code GSCB0PDC020 for the The Gujarat State Cooperative Bank Limited branch in Mahisagar, which falls under the Vardhari district in Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0PDC020
Branch The Panchmahal District Co Op Bank Ltd.Vardhari
City Mahisagar
District Vardhari
State Gujarat
Address At And Po.Vardhari 388 270, Ta.Lunawada,Dist.Mahisagar

These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mahisagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0PDC020 for the The Panchmahal District Co Op Bank Ltd.Vardhari branch of The Gujarat State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Panchmahal District Co Op Bank Ltd.Vardhari, Mahisagar, Gujarat, is provided a unique IFSC like GSCB0PDC020 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Mahisagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mahisagar and Vardhari.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Vardhari do not get misguided to another person.

Format of the IFSC Code GSCB0PDC020

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Panchmahal District Co Op Bank Ltd.Vardhari in Mahisagar.

For example, the IFSC Code GSCB0PDC020 of The Gujarat State Cooperative Bank Limited for the The Panchmahal District Co Op Bank Ltd.Vardhari branch includes these elements, identifying the bank and the branch location in Mahisagar and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0PDC020 of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd.Vardhari branch located in Mahisagar, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Mahisagar and Vardhari, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Panchmahal District Co Op Bank Ltd.Vardhari or Mahisagar to get the exact IFSC Code GSCB0PDC020.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Mahisagar, you'll get the correct details.

How to Use IFSC Code GSCB0PDC020 for Online Transfers?

Once you have the IFSC Code GSCB0PDC020 for the The Panchmahal District Co Op Bank Ltd.Vardhari branch of The Gujarat State Cooperative Bank Limited in Mahisagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0PDC020. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0PDC020.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Panchmahal District Co Op Bank Ltd.Vardhari in Mahisagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Vardhari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mahisagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Vardhari, Mahisagar?

The IFSC Code is GSCB0PDC020.

Is the IFSC Code GSCB0PDC020 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Panchmahal District Co Op Bank Ltd.Vardhari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Panchmahal District Co Op Bank Ltd.Vardhari branch?

The address of the branch is At And Po.Vardhari 388 270, Ta.Lunawada,Dist.Mahisagar located in Mahisagar, Vardhari, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.