Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd.Limdia branch in Mahisagar, Limdia, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Mahisagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0PDC022. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd.Limdia, Mahisagar
Here are some of the key details that come with the IFSC Code GSCB0PDC022 of The Gujarat State Cooperative Bank Limited for its branch located in Mahisagar, within the district of Limdia in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0PDC022 |
| Branch | The Panchmahal District Co Op Bank Ltd.Limdia |
| City | Mahisagar |
| District | Limdia |
| State | Gujarat |
| Address | At And Po.Limadiya 389 230, Ta.Khanpur,Dist.Mahisagar |
These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mahisagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0PDC022 for the The Panchmahal District Co Op Bank Ltd.Limdia branch of The Gujarat State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Panchmahal District Co Op Bank Ltd.Limdia, Mahisagar, Gujarat, is provided with a unique IFSC like GSCB0PDC022 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Mahisagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mahisagar and Limdia.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Limdia do not get mixed with another location.
Format of the IFSC Code GSCB0PDC022
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Panchmahal District Co Op Bank Ltd.Limdia in Mahisagar.
For example, the IFSC Code GSCB0PDC022 of The Gujarat State Cooperative Bank Limited for the The Panchmahal District Co Op Bank Ltd.Limdia branch includes these elements, identifying the bank and the branch location in Mahisagar and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0PDC022 of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd.Limdia branch located in Mahisagar, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Mahisagar and Limdia, print them on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Panchmahal District Co Op Bank Ltd.Limdia or Mahisagar to get the exact IFSC Code GSCB0PDC022.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Mahisagar, you'll get the correct details.
How to Use IFSC Code GSCB0PDC022 for Online Transfers?
Once you have the IFSC Code GSCB0PDC022 for the The Panchmahal District Co Op Bank Ltd.Limdia branch of The Gujarat State Cooperative Bank Limited in Mahisagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0PDC022. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0PDC022.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Panchmahal District Co Op Bank Ltd.Limdia in Mahisagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Limdia, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mahisagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0PDC022.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At And Po.Limadiya 389 230, Ta.Khanpur,Dist.Mahisagar located in Mahisagar, Limdia, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.