For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd.Kothamba branch in Mahisagar, Kothamba, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Mahisagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0PDC021. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd.Kothamba, Mahisagar
Here are some of the key details that come with the IFSC Code GSCB0PDC021 of The Gujarat State Cooperative Bank Limited for its branch located in Mahisagar, within the district of Kothamba in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0PDC021 |
| Branch | The Panchmahal District Co Op Bank Ltd.Kothamba |
| City | Mahisagar |
| District | Kothamba |
| State | Gujarat |
| Address | At And Po.Kothamba 389 220, Ta.Lunawada,Dist.Mahisagar |
These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mahisagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0PDC021 for the The Panchmahal District Co Op Bank Ltd.Kothamba branch of The Gujarat State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Panchmahal District Co Op Bank Ltd.Kothamba, Mahisagar, Gujarat, is provided with a unique IFSC like GSCB0PDC021 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Mahisagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mahisagar and Kothamba.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Kothamba do not get mixed with another location.
Format of the IFSC Code GSCB0PDC021
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Panchmahal District Co Op Bank Ltd.Kothamba in Mahisagar.
For example, the IFSC Code GSCB0PDC021 of The Gujarat State Cooperative Bank Limited for the The Panchmahal District Co Op Bank Ltd.Kothamba branch includes these elements, identifying the bank and the branch location in Mahisagar and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0PDC021 of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd.Kothamba branch located in Mahisagar, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Mahisagar and Kothamba, print them on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Panchmahal District Co Op Bank Ltd.Kothamba or Mahisagar to get the exact IFSC Code GSCB0PDC021.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Mahisagar, you'll get the correct details.
How to Use IFSC Code GSCB0PDC021 for Online Transfers?
Once you have the IFSC Code GSCB0PDC021 for the The Panchmahal District Co Op Bank Ltd.Kothamba branch of The Gujarat State Cooperative Bank Limited in Mahisagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0PDC021. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0PDC021.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Panchmahal District Co Op Bank Ltd.Kothamba in Mahisagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Kothamba, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mahisagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Panchmahal District Co Op Bank Ltd.Kothamba Mahisagar branch is GSCB0PDC021.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At And Po.Kothamba 389 220, Ta.Lunawada,Dist.Mahisagar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.