There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Vadnagar Nagarik Sahakari Bank Ltd branch in Mahesana, Vadnagar, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Mahesana or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0UVNGBL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Vadnagar Nagarik Sahakari Bank Ltd, Mahesana
Here are the main details that are associated with the IFSC Code GSCB0UVNGBL of The Gujarat State Cooperative Bank Limited for its branch located in Mahesana, within the district of Vadnagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UVNGBL |
| Branch | Vadnagar Nagarik Sahakari Bank Ltd |
| City | Mahesana |
| District | Vadnagar |
| State | Gujarat |
| Address | Vadnagar Nagarik Sahakari Bank Ltd.,Nani Mator Bazar,Vadnagar-384355 Dist.Mehsana (N.G.) |
These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mahesana for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0UVNGBL for the Vadnagar Nagarik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Vadnagar Nagarik Sahakari Bank Ltd, Mahesana, Gujarat, is provided a unique IFSC like GSCB0UVNGBL so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Mahesana.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mahesana and Vadnagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Vadnagar Nagarik Sahakari Bank Ltd do not get misguided to another person.
Format of the IFSC Code GSCB0UVNGBL
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadnagar Nagarik Sahakari Bank Ltd in Mahesana.
For example, the IFSC Code GSCB0UVNGBL of The Gujarat State Cooperative Bank Limited for the Vadnagar Nagarik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0UVNGBL of The Gujarat State Cooperative Bank Limited for its Vadnagar Nagarik Sahakari Bank Ltd branch located in Mahesana, the following methods can help:
Cheque Book
The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Mahesana and Vadnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for Vadnagar Nagarik Sahakari Bank Ltd or Mahesana to get the exact IFSC Code GSCB0UVNGBL.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Mahesana that will provide accurate information.
How to Use IFSC Code GSCB0UVNGBL for Online Transfers?
Once you have the IFSC Code GSCB0UVNGBL for the Vadnagar Nagarik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Mahesana, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0UVNGBL. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UVNGBL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Vadnagar Nagarik Sahakari Bank Ltd in Mahesana, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Vadnagar Nagarik Sahakari Bank Ltd, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mahesana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0UVNGBL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vadnagar Nagarik Sahakari Bank Ltd.,Nani Mator Bazar,Vadnagar-384355 Dist.Mehsana (N.G.) located in Mahesana, Vadnagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.