For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shri Laxmi Mahila Sahakari Bank Ltd branch in Mahesana, Mahesana, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0ULAXMI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shri Laxmi Mahila Sahakari Bank Ltd, Mahesana
Here are the main details that are associated with the IFSC Code GSCB0ULAXMI of The Gujarat State Cooperative Bank Limited for its branch located in Mahesana, within the district of Mahesana in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0ULAXMI |
| Branch | Shri Laxmi Mahila Sahakari Bank Ltd |
| City | Mahesana |
| District | Mahesana |
| State | Gujarat |
| Address | Shri Laxmi Mahila Sahakari Bank Ltd.,3,Navdurga Society,Opp.Prashant Cinema,Mehsana-384 002 |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mahesana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0ULAXMI for the Shri Laxmi Mahila Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in Shri Laxmi Mahila Sahakari Bank Ltd, Mahesana, Gujarat, are allotted a unique IFSC like GSCB0ULAXMI to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mahesana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mahesana and Mahesana.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in Shri Laxmi Mahila Sahakari Bank Ltd reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0ULAXMI
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Laxmi Mahila Sahakari Bank Ltd in Mahesana.
For example, the IFSC Code GSCB0ULAXMI of The Gujarat State Cooperative Bank Limited for the Shri Laxmi Mahila Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0ULAXMI of The Gujarat State Cooperative Bank Limited for its Shri Laxmi Mahila Sahakari Bank Ltd branch located in Mahesana, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Mahesana and Mahesana, print them on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Shri Laxmi Mahila Sahakari Bank Ltd or Mahesana to get the exact IFSC Code GSCB0ULAXMI.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Mahesana, you'll get the correct details.
How to Use IFSC Code GSCB0ULAXMI for Online Transfers?
Once you have the IFSC Code GSCB0ULAXMI for the Shri Laxmi Mahila Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Mahesana, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0ULAXMI. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0ULAXMI.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Shri Laxmi Mahila Sahakari Bank Ltd in Mahesana, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Shri Laxmi Mahila Sahakari Bank Ltd, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mahesana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0ULAXMI.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shri Laxmi Mahila Sahakari Bank Ltd.,3,Navdurga Society,Opp.Prashant Cinema,Mehsana-384 002 located in Mahesana, Mahesana, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.