Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta branch in Mahalaxmi Char Rasta, Mahalaxmi Char Rasta, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Mahalaxmi Char Rasta or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0ADC101. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta, Mahalaxmi Char Rasta

Here are some of the key details that come with the IFSC Code GSCB0ADC101 of The Gujarat State Cooperative Bank Limited for its branch located in Mahalaxmi Char Rasta, within the district of Mahalaxmi Char Rasta in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0ADC101
Branch Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta
City Mahalaxmi Char Rasta
District Mahalaxmi Char Rasta
State Gujarat
Address Krushnanand Complex Nr Petrol Pump

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mahalaxmi Char Rasta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0ADC101 for the Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0ADC101 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta, Mahalaxmi Char Rasta, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Mahalaxmi Char Rasta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mahalaxmi Char Rasta and Mahalaxmi Char Rasta.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta doesn't end up at another location.

Format of the IFSC Code GSCB0ADC101

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta in Mahalaxmi Char Rasta.

For example, the IFSC Code GSCB0ADC101 of The Gujarat State Cooperative Bank Limited for the Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta branch has these elements, identifying the bank and the branch location in Mahalaxmi Char Rasta and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0ADC101 of The Gujarat State Cooperative Bank Limited for its Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta branch located in Mahalaxmi Char Rasta, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Mahalaxmi Char Rasta and Mahalaxmi Char Rasta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta or Mahalaxmi Char Rasta to find the exact IFSC Code GSCB0ADC101.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Mahalaxmi Char Rasta will provide accurate information.

How to Use IFSC Code GSCB0ADC101 for Online Transfers?

Once you have the IFSC Code GSCB0ADC101 for the Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta branch of The Gujarat State Cooperative Bank Limited in Mahalaxmi Char Rasta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0ADC101. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0ADC101.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta in Mahalaxmi Char Rasta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mahalaxmi Char Rasta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta Mahalaxmi Char Rasta?

The IFSC Code of the Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta Mahalaxmi Char Rasta branch is GSCB0ADC101.

Is IFSC Code GSCB0ADC101 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Mahalaxmi Char Rasta branch?

The branch is located at Krushnanand Complex Nr Petrol Pump.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.