For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Mehmadabad Urban Peoples Coop Bank Ltd branch in Kheda, Mehmadabad, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UMUPB1. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Mehmadabad Urban Peoples Coop Bank Ltd, Kheda

Here are the key points that are associated with the IFSC Code GSCB0UMUPB1 of The Gujarat State Cooperative Bank Limited for its branch located in Kheda, within the district of Mehmadabad in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0UMUPB1
Branch The Mehmadabad Urban Peoples Coop Bank Ltd
City Kheda
District Mehmadabad
State Gujarat
Address Bhavsar Vad Bank Road

These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Kheda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UMUPB1 for the The Mehmadabad Urban Peoples Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Mehmadabad Urban Peoples Coop Bank Ltd, Kheda, Gujarat, is provided with a unique IFSC like GSCB0UMUPB1 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Kheda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kheda and Mehmadabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Mehmadabad Urban Peoples Coop Bank Ltd do not get mixed with another location.

Format of the IFSC Code GSCB0UMUPB1

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Mehmadabad Urban Peoples Coop Bank Ltd in Kheda.

For example, the IFSC Code GSCB0UMUPB1 of The Gujarat State Cooperative Bank Limited for the The Mehmadabad Urban Peoples Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0UMUPB1 of The Gujarat State Cooperative Bank Limited for its The Mehmadabad Urban Peoples Coop Bank Ltd branch located in Kheda, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Kheda and Mehmadabad, print them on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Mehmadabad Urban Peoples Coop Bank Ltd or Kheda to get the exact IFSC Code GSCB0UMUPB1.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Kheda, you'll get the correct details.

How to Use IFSC Code GSCB0UMUPB1 for Online Transfers?

Once you have the IFSC Code GSCB0UMUPB1 for the The Mehmadabad Urban Peoples Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Kheda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0UMUPB1. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UMUPB1.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Mehmadabad Urban Peoples Coop Bank Ltd in Kheda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Mehmadabad Urban Peoples Coop Bank Ltd, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kheda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Mehmadabad Urban Peoples Coop Bank Ltd, Kheda?

The IFSC Code is GSCB0UMUPB1.

Is the IFSC Code GSCB0UMUPB1 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Mehmadabad Urban Peoples Coop Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Mehmadabad Urban Peoples Coop Bank Ltd branch?

The address of the branch is Bhavsar Vad Bank Road located in Kheda, Mehmadabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.