There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Mahudha Nagrik Sahakari Bank Ltd branch in Kheda, Mahudha, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Kheda or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0UMNSB1. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Mahudha Nagrik Sahakari Bank Ltd, Kheda

Below in the table are the key details related to IFSC Code GSCB0UMNSB1 of The Gujarat State Cooperative Bank Limited for its branch located in Kheda, within the district of Mahudha in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0UMNSB1
Branch The Mahudha Nagrik Sahakari Bank Ltd
City Kheda
District Mahudha
State Gujarat
Address The Mahudha Nagrik Sahakari Bank Ltd,Bazar, Mahudha 387335 ,Dist.Kheda.

These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Kheda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UMNSB1 for the The Mahudha Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Mahudha Nagrik Sahakari Bank Ltd, Kheda, Gujarat, is provided a unique IFSC like GSCB0UMNSB1 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Kheda.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kheda and Mahudha.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Mahudha Nagrik Sahakari Bank Ltd do not get misguided to another person.

Format of the IFSC Code GSCB0UMNSB1

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Mahudha Nagrik Sahakari Bank Ltd in Kheda.

For example, the IFSC Code GSCB0UMNSB1 of The Gujarat State Cooperative Bank Limited for the The Mahudha Nagrik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are looking for the IFSC Code GSCB0UMNSB1 of The Gujarat State Cooperative Bank Limited for its The Mahudha Nagrik Sahakari Bank Ltd branch located in Kheda, the following methods can help:

Cheque Book

The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Kheda and Mahudha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Mahudha Nagrik Sahakari Bank Ltd or Kheda to get the exact IFSC Code GSCB0UMNSB1.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Kheda, then it will provide you proper information.

How to Use IFSC Code GSCB0UMNSB1 for Online Transfers?

Once you have the IFSC Code GSCB0UMNSB1 for the The Mahudha Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Kheda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0UMNSB1. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UMNSB1.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Mahudha Nagrik Sahakari Bank Ltd in Kheda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Mahudha Nagrik Sahakari Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kheda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited The Mahudha Nagrik Sahakari Bank Ltd Kheda?

The IFSC Code of the The Mahudha Nagrik Sahakari Bank Ltd Kheda branch is GSCB0UMNSB1.

Is IFSC Code GSCB0UMNSB1 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Gujarat State Cooperative Bank Limited The Mahudha Nagrik Sahakari Bank Ltd branch?

The branch is located at The Mahudha Nagrik Sahakari Bank Ltd,Bazar, Mahudha 387335 ,Dist.Kheda..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.