The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shree Virpur Urban Sahakari Bank Ltd branch in Kheda, Virpur, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UVIRPU. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shree Virpur Urban Sahakari Bank Ltd, Kheda
Here are some of the key details that come with the IFSC Code GSCB0UVIRPU of The Gujarat State Cooperative Bank Limited for its branch located in Kheda, within the district of Virpur in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UVIRPU |
| Branch | Shree Virpur Urban Sahakari Bank Ltd |
| City | Kheda |
| District | Virpur |
| State | Gujarat |
| Address | Shree Virpur Urban Sahakari Bank Ltd.,Virpur-388 260, Ta.Virpur, Dist.Kheda |
These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Kheda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UVIRPU for the Shree Virpur Urban Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Shree Virpur Urban Sahakari Bank Ltd, Kheda, Gujarat, is provided with a unique IFSC like GSCB0UVIRPU to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Kheda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kheda and Virpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Shree Virpur Urban Sahakari Bank Ltd do not get mixed with another location.
Format of the IFSC Code GSCB0UVIRPU
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shree Virpur Urban Sahakari Bank Ltd in Kheda.
For example, the IFSC Code GSCB0UVIRPU of The Gujarat State Cooperative Bank Limited for the Shree Virpur Urban Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0UVIRPU of The Gujarat State Cooperative Bank Limited for its Shree Virpur Urban Sahakari Bank Ltd branch located in Kheda, the following methods can help:
Cheque Book
The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Kheda and Virpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for Shree Virpur Urban Sahakari Bank Ltd or Kheda to get the exact IFSC Code GSCB0UVIRPU.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Kheda that will provide accurate information.
How to Use IFSC Code GSCB0UVIRPU for Online Transfers?
Once you have the IFSC Code GSCB0UVIRPU for the Shree Virpur Urban Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Kheda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0UVIRPU. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UVIRPU.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Shree Virpur Urban Sahakari Bank Ltd in Kheda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Shree Virpur Urban Sahakari Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kheda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0UVIRPU.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shree Virpur Urban Sahakari Bank Ltd.,Virpur-388 260, Ta.Virpur, Dist.Kheda located in Kheda, Virpur, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.