Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Katch District Central Co-Op. Bank Ltd. branch in Katch, Bhuj, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Katch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0KTC001. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Katch District Central Co-Op. Bank Ltd., Katch
The table below shows the main details of the IFSC Code GSCB0KTC001 for the The Gujarat State Cooperative Bank Limited branch in Katch, which falls under the Bhuj district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0KTC001 |
| Branch | Katch District Central Co-Op. Bank Ltd. |
| City | Katch |
| District | Bhuj |
| State | Gujarat |
| Address | Katch District Central Co-Op. Bank Ltd., Vijaynagar, Hospital Road . Katch |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Katch for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0KTC001 for the Katch District Central Co-Op. Bank Ltd. branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0KTC001 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in Katch District Central Co-Op. Bank Ltd., Katch, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Katch.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Katch and Bhuj.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Katch District Central Co-Op. Bank Ltd. doesn't end up at another location.
Format of the IFSC Code GSCB0KTC001
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katch District Central Co-Op. Bank Ltd. in Katch.
For example, the IFSC Code GSCB0KTC001 of The Gujarat State Cooperative Bank Limited for the Katch District Central Co-Op. Bank Ltd. branch includes these elements, identifying the bank and the branch location in Katch and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0KTC001 of The Gujarat State Cooperative Bank Limited for its Katch District Central Co-Op. Bank Ltd. branch located in Katch, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Katch and Bhuj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for Katch District Central Co-Op. Bank Ltd. or Katch to get the exact IFSC Code GSCB0KTC001.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Katch, then it will provide you proper information.
How to Use IFSC Code GSCB0KTC001 for Online Transfers?
Once you have the IFSC Code GSCB0KTC001 for the Katch District Central Co-Op. Bank Ltd. branch of The Gujarat State Cooperative Bank Limited in Katch, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0KTC001. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0KTC001.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Katch District Central Co-Op. Bank Ltd. in Katch may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Katch District Central Co-Op. Bank Ltd., here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Katch manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0KTC001.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Katch District Central Co-Op. Bank Ltd., Vijaynagar, Hospital Road . Katch located in Katch, Bhuj, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.