Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Kachchh District Central Co Op Bank Ltd Kothara branch in Kachchh, Kothara, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0KTC014. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Kachchh District Central Co Op Bank Ltd Kothara, Kachchh

Here are some of the key details that come with the IFSC Code GSCB0KTC014 of The Gujarat State Cooperative Bank Limited for its branch located in Kachchh, within the district of Kothara in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0KTC014
Branch The Kachchh District Central Co Op Bank Ltd Kothara
City Kachchh
District Kothara
State Gujarat
Address At Post Kothara Taluka Abdasa Kachchh Pin 370645

These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Kachchh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0KTC014 for the The Kachchh District Central Co Op Bank Ltd Kothara branch of The Gujarat State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Kachchh District Central Co Op Bank Ltd Kothara, Kachchh, Gujarat, are allotted a unique IFSC like GSCB0KTC014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kachchh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kachchh and Kothara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Kothara reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code GSCB0KTC014

This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Kachchh District Central Co Op Bank Ltd Kothara in Kachchh.

For example, the IFSC Code GSCB0KTC014 of The Gujarat State Cooperative Bank Limited for the The Kachchh District Central Co Op Bank Ltd Kothara branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0KTC014 of The Gujarat State Cooperative Bank Limited for its The Kachchh District Central Co Op Bank Ltd Kothara branch located in Kachchh, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Kachchh and Kothara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Kachchh District Central Co Op Bank Ltd Kothara or Kachchh to find the exact IFSC Code GSCB0KTC014.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Kachchh will provide accurate information.

How to Use IFSC Code GSCB0KTC014 for Online Transfers?

Once you have the IFSC Code GSCB0KTC014 for the The Kachchh District Central Co Op Bank Ltd Kothara branch of The Gujarat State Cooperative Bank Limited in Kachchh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0KTC014. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0KTC014.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Kachchh District Central Co Op Bank Ltd Kothara in Kachchh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Kothara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kachchh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Kothara, Kachchh?

The IFSC Code is GSCB0KTC014.

Is the IFSC Code GSCB0KTC014 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Kachchh District Central Co Op Bank Ltd Kothara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Kachchh District Central Co Op Bank Ltd Kothara branch?

The address of the branch is At Post Kothara Taluka Abdasa Kachchh Pin 370645 located in Kachchh, Kothara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.