Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Kachchh District Central Co Op Bank Ltd Fatehgadh branch in Kachchh, Fatehgadh, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0KTC015. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Kachchh District Central Co Op Bank Ltd Fatehgadh, Kachchh

Here are the key points that are associated with the IFSC Code GSCB0KTC015 of The Gujarat State Cooperative Bank Limited for its branch located in Kachchh, within the district of Fatehgadh in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0KTC015
Branch The Kachchh District Central Co Op Bank Ltd Fatehgadh
City Kachchh
District Fatehgadh
State Gujarat
Address Main Bazar Opp Post Office At Post Fatehgadh Tal Rapar Pin 370625

These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Kachchh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0KTC015 for the The Kachchh District Central Co Op Bank Ltd Fatehgadh branch of The Gujarat State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0KTC015 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Kachchh District Central Co Op Bank Ltd Fatehgadh, Kachchh, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Kachchh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kachchh and Fatehgadh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Fatehgadh doesn't end up at another location.

Format of the IFSC Code GSCB0KTC015

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Kachchh District Central Co Op Bank Ltd Fatehgadh in Kachchh.

For example, the IFSC Code GSCB0KTC015 of The Gujarat State Cooperative Bank Limited for the The Kachchh District Central Co Op Bank Ltd Fatehgadh branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0KTC015 of The Gujarat State Cooperative Bank Limited for its The Kachchh District Central Co Op Bank Ltd Fatehgadh branch located in Kachchh, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Kachchh and Fatehgadh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Kachchh District Central Co Op Bank Ltd Fatehgadh or Kachchh to find the exact IFSC Code GSCB0KTC015.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Kachchh will provide accurate information.

How to Use IFSC Code GSCB0KTC015 for Online Transfers?

Once you have the IFSC Code GSCB0KTC015 for the The Kachchh District Central Co Op Bank Ltd Fatehgadh branch of The Gujarat State Cooperative Bank Limited in Kachchh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0KTC015. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0KTC015.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Kachchh District Central Co Op Bank Ltd Fatehgadh in Kachchh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Fatehgadh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kachchh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Fatehgadh, Kachchh?

The IFSC Code is GSCB0KTC015.

Is the IFSC Code GSCB0KTC015 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Kachchh District Central Co Op Bank Ltd Fatehgadh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Kachchh District Central Co Op Bank Ltd Fatehgadh branch?

The address of the branch is Main Bazar Opp Post Office At Post Fatehgadh Tal Rapar Pin 370625 located in Kachchh, Fatehgadh, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.