Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Kachchh District Central Co Op Bank Ltd Dayapar branch in Kachchh, Dayapar, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0KTC013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Kachchh District Central Co Op Bank Ltd Dayapar, Kachchh
Here are the main details that are associated with the IFSC Code GSCB0KTC013 of The Gujarat State Cooperative Bank Limited for its branch located in Kachchh, within the district of Dayapar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0KTC013 |
| Branch | The Kachchh District Central Co Op Bank Ltd Dayapar |
| City | Kachchh |
| District | Dayapar |
| State | Gujarat |
| Address | At Post Dayapar Tal Lakhpat Kachchh Pin 370630 |
These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Kachchh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0KTC013 for the The Kachchh District Central Co Op Bank Ltd Dayapar branch of The Gujarat State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Kachchh District Central Co Op Bank Ltd Dayapar, Kachchh, Gujarat, are allotted a unique IFSC like GSCB0KTC013 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kachchh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kachchh and Dayapar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Dayapar reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0KTC013
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Kachchh District Central Co Op Bank Ltd Dayapar in Kachchh.
For example, the IFSC Code GSCB0KTC013 of The Gujarat State Cooperative Bank Limited for the The Kachchh District Central Co Op Bank Ltd Dayapar branch has these elements, identifying the bank and the branch location in Kachchh and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0KTC013 of The Gujarat State Cooperative Bank Limited for its The Kachchh District Central Co Op Bank Ltd Dayapar branch located in Kachchh, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Kachchh and Dayapar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Kachchh District Central Co Op Bank Ltd Dayapar or Kachchh to find the exact IFSC Code GSCB0KTC013.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Kachchh will provide accurate information.
How to Use IFSC Code GSCB0KTC013 for Online Transfers?
Once you have the IFSC Code GSCB0KTC013 for the The Kachchh District Central Co Op Bank Ltd Dayapar branch of The Gujarat State Cooperative Bank Limited in Kachchh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0KTC013. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0KTC013.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Kachchh District Central Co Op Bank Ltd Dayapar in Kachchh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Dayapar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kachchh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0KTC013.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Dayapar Tal Lakhpat Kachchh Pin 370630 located in Kachchh, Dayapar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.