Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Mendarda branch in Junagadh, Mendarda, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0JND012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Junagadh Jilla Sahakari Bank Ltd Mendarda, Junagadh
Here are some of the key details that come with the IFSC Code GSCB0JND012 of The Gujarat State Cooperative Bank Limited for its branch located in Junagadh, within the district of Mendarda in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0JND012 |
| Branch | The Junagadh Jilla Sahakari Bank Ltd Mendarda |
| City | Junagadh |
| District | Mendarda |
| State | Gujarat |
| Address | Vishavader Main Road, Opp, Girls School, Manderda. 362260 |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Junagadh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0JND012 for the The Junagadh Jilla Sahakari Bank Ltd Mendarda branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0JND012 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Junagadh Jilla Sahakari Bank Ltd Mendarda, Junagadh, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Junagadh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Junagadh and Mendarda.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Mendarda doesn't end up at another location.
Format of the IFSC Code GSCB0JND012
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Junagadh Jilla Sahakari Bank Ltd Mendarda in Junagadh.
For example, the IFSC Code GSCB0JND012 of The Gujarat State Cooperative Bank Limited for the The Junagadh Jilla Sahakari Bank Ltd Mendarda branch has these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0JND012 of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Mendarda branch located in Junagadh, the following methods can help:
Cheque Book
The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Junagadh and Mendarda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for The Junagadh Jilla Sahakari Bank Ltd Mendarda or Junagadh to get the exact IFSC Code GSCB0JND012.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Junagadh that will provide accurate information.
How to Use IFSC Code GSCB0JND012 for Online Transfers?
Once you have the IFSC Code GSCB0JND012 for the The Junagadh Jilla Sahakari Bank Ltd Mendarda branch of The Gujarat State Cooperative Bank Limited in Junagadh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0JND012. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0JND012.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Junagadh Jilla Sahakari Bank Ltd Mendarda in Junagadh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Mendarda, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Junagadh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0JND012.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vishavader Main Road, Opp, Girls School, Manderda. 362260 located in Junagadh, Mendarda, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.