Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Maliyahatina branch in Junagadh, Maliya Hatina, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0JND011. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Junagadh Jilla Sahakari Bank Ltd Maliyahatina, Junagadh
Below in the table are the key details related to IFSC Code GSCB0JND011 of The Gujarat State Cooperative Bank Limited for its branch located in Junagadh, within the district of Maliya Hatina in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0JND011 |
| Branch | The Junagadh Jilla Sahakari Bank Ltd Maliyahatina |
| City | Junagadh |
| District | Maliya Hatina |
| State | Gujarat |
| Address | Station Plot, Opp. Government Hospital, Maliya Hatina. 362245 |
These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Junagadh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0JND011 for the The Junagadh Jilla Sahakari Bank Ltd Maliyahatina branch of The Gujarat State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Junagadh Jilla Sahakari Bank Ltd Maliyahatina, Junagadh, Gujarat, is provided with a unique IFSC like GSCB0JND011 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Junagadh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Junagadh and Maliya Hatina.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Maliyahatina do not get mixed with another location.
Format of the IFSC Code GSCB0JND011
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Junagadh Jilla Sahakari Bank Ltd Maliyahatina in Junagadh.
For example, the IFSC Code GSCB0JND011 of The Gujarat State Cooperative Bank Limited for the The Junagadh Jilla Sahakari Bank Ltd Maliyahatina branch includes these elements, identifying the bank and the branch location in Junagadh and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0JND011 of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Maliyahatina branch located in Junagadh, the following methods can help:
Cheque Book
The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Junagadh and Maliya Hatina, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for The Junagadh Jilla Sahakari Bank Ltd Maliyahatina or Junagadh to get the exact IFSC Code GSCB0JND011.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Junagadh that will provide accurate information.
How to Use IFSC Code GSCB0JND011 for Online Transfers?
Once you have the IFSC Code GSCB0JND011 for the The Junagadh Jilla Sahakari Bank Ltd Maliyahatina branch of The Gujarat State Cooperative Bank Limited in Junagadh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0JND011. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0JND011.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Junagadh Jilla Sahakari Bank Ltd Maliyahatina in Junagadh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Maliyahatina, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Junagadh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0JND011.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Station Plot, Opp. Government Hospital, Maliya Hatina. 362245 located in Junagadh, Maliya Hatina, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.