Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Limbuda branch in Junagadh, Limbuda, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0JND023. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Junagadh Jilla Sahakari Bank Ltd Limbuda, Junagadh

The table below shows the main details of the IFSC Code GSCB0JND023 for the The Gujarat State Cooperative Bank Limited branch in Junagadh, which falls under the Limbuda district in Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0JND023
Branch The Junagadh Jilla Sahakari Bank Ltd Limbuda
City Junagadh
District Limbuda
State Gujarat
Address Near State Bank Of India, Opp. Gov Hospital, Limbuda. 362620

These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Junagadh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0JND023 for the The Junagadh Jilla Sahakari Bank Ltd Limbuda branch of The Gujarat State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Junagadh Jilla Sahakari Bank Ltd Limbuda, Junagadh, Gujarat, is provided with a unique IFSC like GSCB0JND023 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Junagadh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Junagadh and Limbuda.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Limbuda do not get mixed with another location.

Format of the IFSC Code GSCB0JND023

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Junagadh Jilla Sahakari Bank Ltd Limbuda in Junagadh.

For example, the IFSC Code GSCB0JND023 of The Gujarat State Cooperative Bank Limited for the The Junagadh Jilla Sahakari Bank Ltd Limbuda branch has these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are looking for the IFSC Code GSCB0JND023 of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Limbuda branch located in Junagadh, the following methods can help:

Cheque Book

The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Junagadh and Limbuda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Junagadh Jilla Sahakari Bank Ltd Limbuda or Junagadh to get the exact IFSC Code GSCB0JND023.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Junagadh, then it will provide you proper information.

How to Use IFSC Code GSCB0JND023 for Online Transfers?

Once you have the IFSC Code GSCB0JND023 for the The Junagadh Jilla Sahakari Bank Ltd Limbuda branch of The Gujarat State Cooperative Bank Limited in Junagadh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0JND023. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0JND023.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Junagadh Jilla Sahakari Bank Ltd Limbuda in Junagadh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Limbuda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Junagadh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Limbuda, Junagadh?

The IFSC Code is GSCB0JND023.

Is the IFSC Code GSCB0JND023 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Junagadh Jilla Sahakari Bank Ltd Limbuda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Junagadh Jilla Sahakari Bank Ltd Limbuda branch?

The address of the branch is Near State Bank Of India, Opp. Gov Hospital, Limbuda. 362620 located in Junagadh, Limbuda, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.