Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Agatray branch in Junagadh, Agatray, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0JND029. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Junagadh Jilla Sahakari Bank Ltd Agatray, Junagadh
Here are some of the key details that come with the IFSC Code GSCB0JND029 of The Gujarat State Cooperative Bank Limited for its branch located in Junagadh, within the district of Agatray in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0JND029 |
| Branch | The Junagadh Jilla Sahakari Bank Ltd Agatray |
| City | Junagadh |
| District | Agatray |
| State | Gujarat |
| Address | B H. Dr. Babasaheb Ambedkar Statue, Near St Stand, Agatray. 362222 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Junagadh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0JND029 for the The Junagadh Jilla Sahakari Bank Ltd Agatray branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Junagadh Jilla Sahakari Bank Ltd Agatray, Junagadh, Gujarat, are given a unique IFSC like GSCB0JND029 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Junagadh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Junagadh and Agatray.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Agatray goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code GSCB0JND029
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Junagadh Jilla Sahakari Bank Ltd Agatray in Junagadh.
For example, the IFSC Code GSCB0JND029 of The Gujarat State Cooperative Bank Limited for the The Junagadh Jilla Sahakari Bank Ltd Agatray branch has these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0JND029 of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Agatray branch located in Junagadh, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Junagadh and Agatray, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Junagadh Jilla Sahakari Bank Ltd Agatray or Junagadh to find the exact IFSC Code GSCB0JND029.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Junagadh will provide accurate information.
How to Use IFSC Code GSCB0JND029 for Online Transfers?
Once you have the IFSC Code GSCB0JND029 for the The Junagadh Jilla Sahakari Bank Ltd Agatray branch of The Gujarat State Cooperative Bank Limited in Junagadh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0JND029. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0JND029.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Junagadh Jilla Sahakari Bank Ltd Agatray in Junagadh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Agatray, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Junagadh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0JND029.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is B H. Dr. Babasaheb Ambedkar Statue, Near St Stand, Agatray. 362222 located in Junagadh, Agatray, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.