There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Jamnagar District Central Co Op Bank Ltdkhandhera Branch branch in Jamnagar, Jamnagar, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Jamnagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0JMN023. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Jamnagar District Central Co Op Bank Ltdkhandhera Branch, Jamnagar
Here are the main details that are associated with the IFSC Code GSCB0JMN023 of The Gujarat State Cooperative Bank Limited for its branch located in Jamnagar, within the district of Jamnagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0JMN023 |
| Branch | Jamnagar District Central Co Op Bank Ltdkhandhera Branch |
| City | Jamnagar |
| District | Jamnagar |
| State | Gujarat |
| Address | At Khandhera Ta Kalavad Shitla |
These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Jamnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0JMN023 for the Jamnagar District Central Co Op Bank Ltdkhandhera Branch branch of The Gujarat State Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Jamnagar District Central Co Op Bank Ltdkhandhera Branch, Jamnagar, Gujarat, is provided a unique IFSC like GSCB0JMN023 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Jamnagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jamnagar and Jamnagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Jamnagar District Central Co Op Bank Ltdkhandhera Branch do not get misguided to another person.
Format of the IFSC Code GSCB0JMN023
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamnagar District Central Co Op Bank Ltdkhandhera Branch in Jamnagar.
For example, the IFSC Code GSCB0JMN023 of The Gujarat State Cooperative Bank Limited for the Jamnagar District Central Co Op Bank Ltdkhandhera Branch branch includes these elements, identifying the bank and the branch location in Jamnagar and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0JMN023 of The Gujarat State Cooperative Bank Limited for its Jamnagar District Central Co Op Bank Ltdkhandhera Branch branch located in Jamnagar, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Jamnagar and Jamnagar, print them on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Jamnagar District Central Co Op Bank Ltdkhandhera Branch or Jamnagar to get the exact IFSC Code GSCB0JMN023.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Jamnagar, you'll get the correct details.
How to Use IFSC Code GSCB0JMN023 for Online Transfers?
Once you have the IFSC Code GSCB0JMN023 for the Jamnagar District Central Co Op Bank Ltdkhandhera Branch branch of The Gujarat State Cooperative Bank Limited in Jamnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0JMN023. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0JMN023.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Jamnagar District Central Co Op Bank Ltdkhandhera Branch in Jamnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Jamnagar District Central Co Op Bank Ltdkhandhera Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jamnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jamnagar District Central Co Op Bank Ltdkhandhera Branch Jamnagar branch is GSCB0JMN023.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Khandhera Ta Kalavad Shitla.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.