There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Pranchi branch in Gir Somnath, Pranchi, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Gir Somnath or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0JND031. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Junagadh Jilla Sahakari Bank Ltd Pranchi, Gir Somnath
Here are some of the key details that come with the IFSC Code GSCB0JND031 of The Gujarat State Cooperative Bank Limited for its branch located in Gir Somnath, within the district of Pranchi in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0JND031 |
| Branch | The Junagadh Jilla Sahakari Bank Ltd Pranchi |
| City | Gir Somnath |
| District | Pranchi |
| State | Gujarat |
| Address | Una Veraval Main Road,Opp. Sbi, Pranchi. 362268 |
These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Gir Somnath for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0JND031 for the The Junagadh Jilla Sahakari Bank Ltd Pranchi branch of The Gujarat State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Junagadh Jilla Sahakari Bank Ltd Pranchi, Gir Somnath, Gujarat, is provided a unique IFSC like GSCB0JND031 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Gir Somnath.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Gir Somnath and Pranchi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Pranchi do not get misguided to another person.
Format of the IFSC Code GSCB0JND031
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Junagadh Jilla Sahakari Bank Ltd Pranchi in Gir Somnath.
For example, the IFSC Code GSCB0JND031 of The Gujarat State Cooperative Bank Limited for the The Junagadh Jilla Sahakari Bank Ltd Pranchi branch includes these elements, identifying the bank and the branch location in Gir Somnath and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0JND031 of The Gujarat State Cooperative Bank Limited for its The Junagadh Jilla Sahakari Bank Ltd Pranchi branch located in Gir Somnath, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Gir Somnath and Pranchi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Junagadh Jilla Sahakari Bank Ltd Pranchi or Gir Somnath to find the exact IFSC Code GSCB0JND031.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Gir Somnath will provide accurate information.
How to Use IFSC Code GSCB0JND031 for Online Transfers?
Once you have the IFSC Code GSCB0JND031 for the The Junagadh Jilla Sahakari Bank Ltd Pranchi branch of The Gujarat State Cooperative Bank Limited in Gir Somnath, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0JND031. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0JND031.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Junagadh Jilla Sahakari Bank Ltd Pranchi in Gir Somnath may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Junagadh Jilla Sahakari Bank Ltd Pranchi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gir Somnath to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0JND031.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Una Veraval Main Road,Opp. Sbi, Pranchi. 362268 located in Gir Somnath, Pranchi, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.