For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Sihor Nagrik Sahakari Bank Ltd branch in Bhavnagar, Bhavnagar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UISHO2. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Sihor Nagrik Sahakari Bank Ltd, Bhavnagar

Below in the table are the key details related to IFSC Code GSCB0UISHO2 of The Gujarat State Cooperative Bank Limited for its branch located in Bhavnagar, within the district of Bhavnagar in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0UISHO2
Branch Sihor Nagrik Sahakari Bank Ltd
City Bhavnagar
District Bhavnagar
State Gujarat
Address Shriji Krupa Complex Shastri Nagar Bhavnagar 364003

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bhavnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0UISHO2 for the Sihor Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Sihor Nagrik Sahakari Bank Ltd, Bhavnagar, Gujarat, is provided with a unique IFSC like GSCB0UISHO2 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhavnagar and Bhavnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Sihor Nagrik Sahakari Bank Ltd do not get mixed with another location.

Format of the IFSC Code GSCB0UISHO2

This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sihor Nagrik Sahakari Bank Ltd in Bhavnagar.

For example, the IFSC Code GSCB0UISHO2 of The Gujarat State Cooperative Bank Limited for the Sihor Nagrik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0UISHO2 of The Gujarat State Cooperative Bank Limited for its Sihor Nagrik Sahakari Bank Ltd branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Sihor Nagrik Sahakari Bank Ltd or Bhavnagar to get the exact IFSC Code GSCB0UISHO2.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Bhavnagar, you'll get the correct details.

How to Use IFSC Code GSCB0UISHO2 for Online Transfers?

Once you have the IFSC Code GSCB0UISHO2 for the Sihor Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Bhavnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0UISHO2. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UISHO2.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Sihor Nagrik Sahakari Bank Ltd in Bhavnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Sihor Nagrik Sahakari Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Sihor Nagrik Sahakari Bank Ltd, Bhavnagar?

The IFSC Code is GSCB0UISHO2.

Is the IFSC Code GSCB0UISHO2 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Sihor Nagrik Sahakari Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sihor Nagrik Sahakari Bank Ltd branch?

The address of the branch is Shriji Krupa Complex Shastri Nagar Bhavnagar 364003 located in Bhavnagar, Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE GUJARAT STATE COOPERATIVE BANK LIMITED Branches

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