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IFSC Code of The Gujarat State Cooperative Bank Limited, Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho, Sihor, Gujarat — GSCB0USMC01

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho branch in Bhavnagar, Sihor, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0USMC01. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho, Bhavnagar

Here are the key points that are associated with the IFSC Code GSCB0USMC01 of The Gujarat State Cooperative Bank Limited for its branch located in Bhavnagar, within the district of Sihor in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0USMC01
Branch Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho
City Bhavnagar
District Sihor
State Gujarat
Address Danapith, Sihor

These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bhavnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0USMC01 for the Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho branch of The Gujarat State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho, Bhavnagar, Gujarat, are allotted a unique IFSC like GSCB0USMC01 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhavnagar and Sihor.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Gujarat State Cooperative Bank Limited in Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code GSCB0USMC01

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho in Bhavnagar.

For example, the IFSC Code GSCB0USMC01 of The Gujarat State Cooperative Bank Limited for the Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0USMC01 of The Gujarat State Cooperative Bank Limited for its Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Bhavnagar and Sihor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho or Bhavnagar to get the exact IFSC Code GSCB0USMC01.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Bhavnagar that will provide accurate information.

How to Use IFSC Code GSCB0USMC01 for Online Transfers?

Once you have the IFSC Code GSCB0USMC01 for the Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho branch of The Gujarat State Cooperative Bank Limited in Bhavnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0USMC01. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USMC01.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho in Bhavnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho, Bhavnagar?

The IFSC Code is GSCB0USMC01.

Is the IFSC Code GSCB0USMC01 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sihor Mercantile Co-Op. Bank Ltd., Sihor Ho branch?

The address of the branch is Danapith, Sihor located in Bhavnagar, Sihor, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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