The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada branch in Bhavnagar, Mota Khuntawada, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0BVN014. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada, Bhavnagar
The table below shows the main details of the IFSC Code GSCB0BVN014 for the The Gujarat State Cooperative Bank Limited branch in Bhavnagar, which falls under the Mota Khuntawada district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0BVN014 |
| Branch | Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada |
| City | Bhavnagar |
| District | Mota Khuntawada |
| State | Gujarat |
| Address | Mota Khuntawada |
These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bhavnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0BVN014 for the Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada branch of The Gujarat State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0BVN014 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada, Bhavnagar, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Bhavnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bhavnagar and Mota Khuntawada.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada doesn't end up at another location.
Format of the IFSC Code GSCB0BVN014
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada in Bhavnagar.
For example, the IFSC Code GSCB0BVN014 of The Gujarat State Cooperative Bank Limited for the Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0BVN014 of The Gujarat State Cooperative Bank Limited for its Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada branch located in Bhavnagar, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Bhavnagar and Mota Khuntawada, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada or Bhavnagar to get the exact IFSC Code GSCB0BVN014.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Bhavnagar, then it will provide you proper information.
How to Use IFSC Code GSCB0BVN014 for Online Transfers?
Once you have the IFSC Code GSCB0BVN014 for the Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada branch of The Gujarat State Cooperative Bank Limited in Bhavnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0BVN014. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0BVN014.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada in Bhavnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Bhavnagar Dist Co Op Bank Ltd Mota Khuntawada, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0BVN014.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mota Khuntawada located in Bhavnagar, Mota Khuntawada, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.