The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Wagra branch in Bharuch, Wagra, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0BRC004. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Bharuch Dist Cent Co-Op Bank Ltd Wagra, Bharuch

Here are some of the key details that come with the IFSC Code GSCB0BRC004 of The Gujarat State Cooperative Bank Limited for its branch located in Bharuch, within the district of Wagra in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0BRC004
Branch The Bharuch Dist Cent Co-Op Bank Ltd Wagra
City Bharuch
District Wagra
State Gujarat
Address At.Po.Ta. Wagra, Dist. Bharuch

These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0BRC004 for the The Bharuch Dist Cent Co-Op Bank Ltd Wagra branch of The Gujarat State Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0BRC004 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Bharuch Dist Cent Co-Op Bank Ltd Wagra, Bharuch, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bharuch and Wagra.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Wagra doesn't end up at another location.

Format of the IFSC Code GSCB0BRC004

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Bharuch Dist Cent Co-Op Bank Ltd Wagra in Bharuch.

For example, the IFSC Code GSCB0BRC004 of The Gujarat State Cooperative Bank Limited for the The Bharuch Dist Cent Co-Op Bank Ltd Wagra branch has these elements, identifying the bank and the branch location in Bharuch and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are looking for the IFSC Code GSCB0BRC004 of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Wagra branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Bharuch and Wagra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Bharuch Dist Cent Co-Op Bank Ltd Wagra or Bharuch to get the exact IFSC Code GSCB0BRC004.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Bharuch, then it will provide you proper information.

How to Use IFSC Code GSCB0BRC004 for Online Transfers?

If you have the IFSC Code GSCB0BRC004 for the The Bharuch Dist Cent Co-Op Bank Ltd Wagra branch of The Gujarat State Cooperative Bank Limited in Bharuch, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0BRC004. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0BRC004.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Wagra in Bharuch, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Wagra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bharuch to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Wagra Bharuch?

The IFSC Code of the The Bharuch Dist Cent Co-Op Bank Ltd Wagra Bharuch branch is GSCB0BRC004.

Is IFSC Code GSCB0BRC004 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Wagra branch?

The branch is located at At.Po.Ta. Wagra, Dist. Bharuch.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.