For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Umalla branch in Bharuch, Umalla, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0BRC014. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Bharuch Dist Cent Co-Op Bank Ltd Umalla, Bharuch

Below in the table are the key details related to IFSC Code GSCB0BRC014 of The Gujarat State Cooperative Bank Limited for its branch located in Bharuch, within the district of Umalla in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0BRC014
Branch The Bharuch Dist Cent Co-Op Bank Ltd Umalla
City Bharuch
District Umalla
State Gujarat
Address At.Po.Umalla, Ta. Jhagadia, Dist. Bharuch

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bharuch for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0BRC014 for the The Bharuch Dist Cent Co-Op Bank Ltd Umalla branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Bharuch Dist Cent Co-Op Bank Ltd Umalla, Bharuch, Gujarat, are allotted a unique IFSC like GSCB0BRC014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bharuch and Umalla.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Umalla reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code GSCB0BRC014

This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Bharuch Dist Cent Co-Op Bank Ltd Umalla in Bharuch.

For example, the IFSC Code GSCB0BRC014 of The Gujarat State Cooperative Bank Limited for the The Bharuch Dist Cent Co-Op Bank Ltd Umalla branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0BRC014 of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Umalla branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Bharuch and Umalla, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Bharuch Dist Cent Co-Op Bank Ltd Umalla or Bharuch to get the exact IFSC Code GSCB0BRC014.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Bharuch, you'll get the correct details.

How to Use IFSC Code GSCB0BRC014 for Online Transfers?

Once you have the IFSC Code GSCB0BRC014 for the The Bharuch Dist Cent Co-Op Bank Ltd Umalla branch of The Gujarat State Cooperative Bank Limited in Bharuch, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0BRC014. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0BRC014.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Umalla in Bharuch, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Umalla, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bharuch to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Umalla, Bharuch?

The IFSC Code is GSCB0BRC014.

Is the IFSC Code GSCB0BRC014 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Umalla?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Bharuch Dist Cent Co-Op Bank Ltd Umalla branch?

The address of the branch is At.Po.Umalla, Ta. Jhagadia, Dist. Bharuch located in Bharuch, Umalla, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.