Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Kharod branch in Bharuch, Kharod, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0BRC048. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Bharuch Dist Cent Co-Op Bank Ltd Kharod, Bharuch
Below in the table are the key details related to IFSC Code GSCB0BRC048 of The Gujarat State Cooperative Bank Limited for its branch located in Bharuch, within the district of Kharod in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0BRC048 |
| Branch | The Bharuch Dist Cent Co-Op Bank Ltd Kharod |
| City | Bharuch |
| District | Kharod |
| State | Gujarat |
| Address | At.Po.Kharod, Ta. Ankleshwar, Dist. Bharuch |
These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0BRC048 for the The Bharuch Dist Cent Co-Op Bank Ltd Kharod branch of The Gujarat State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Bharuch Dist Cent Co-Op Bank Ltd Kharod, Bharuch, Gujarat, is provided a unique IFSC like GSCB0BRC048 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Bharuch.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bharuch and Kharod.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Kharod do not get misguided to another person.
Format of the IFSC Code GSCB0BRC048
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Bharuch Dist Cent Co-Op Bank Ltd Kharod in Bharuch.
For example, the IFSC Code GSCB0BRC048 of The Gujarat State Cooperative Bank Limited for the The Bharuch Dist Cent Co-Op Bank Ltd Kharod branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0BRC048 of The Gujarat State Cooperative Bank Limited for its The Bharuch Dist Cent Co-Op Bank Ltd Kharod branch located in Bharuch, the following methods can help:
Cheque Book
The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Bharuch and Kharod, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for The Bharuch Dist Cent Co-Op Bank Ltd Kharod or Bharuch to get the exact IFSC Code GSCB0BRC048.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Bharuch that will provide accurate information.
How to Use IFSC Code GSCB0BRC048 for Online Transfers?
Once you have the IFSC Code GSCB0BRC048 for the The Bharuch Dist Cent Co-Op Bank Ltd Kharod branch of The Gujarat State Cooperative Bank Limited in Bharuch, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0BRC048. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0BRC048.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Kharod in Bharuch may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Bharuch Dist Cent Co-Op Bank Ltd Kharod, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bharuch to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0BRC048.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At.Po.Kharod, Ta. Ankleshwar, Dist. Bharuch located in Bharuch, Kharod, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.